Adding some data to this thought from a while back...
I just successfully applied for Virgin Money and NAB cards. The questions asked during the application processes were different, with the NAB form requiring more details about income and spending patterns. I applied simultaneously but...
I held this card briefly late last year. Very smooth. Just keep in mind that the normal 18-month blackout on bonuses will apply after you divest yourself of the card.
There are also mentions upthread of the Star Alliance account being closed. It doesn't appear to be immediate, but I recall seeing something in the terms on the Star Alliance rewards site, so worth looking at that or the card PDS.
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I overlooked your reply @Brissy1 , sorry. I can add to the advice you received, which largely aligns, though there's one important thing it seems you weren't told.
When to cancel your card before incurring the next annual fee:
Following an online chat with HSBC's barely competent agents...
The weirdest thing happened to me an hour ago: I was approved for the High Flyer after only providing notices of assessment. Being self-employed, I have *always* had to provide reams of additional info, yet today the application was approved one hour after uploading just the NOAs. I have no idea...
I have two Tiles. I got them cheapish, which is the saving grace. They work tolerably, but not well enough to be reliably reassuring. If a bag went missing, I would feel confident that I would eventually know which airport it was at, but not necessarily much better than that.
Many email systems no longer bounce undeliverable mail in order to work against the assumptions of the early/mid-years of spam, so confirmation by lack-of-bounce is no longer a given, but might apply to large domains that still bounce (Gmail?).
I think the above is concerning beyond the obvious immediate issues. NAB is now responsible for multiple prominent card brands, so it's reasonable to fear a "spread" of this approach to their non-NAB card portfolio.
I haven't seen this mentioned on AFF so far...
Headline summary:
Full details: Changes to your NAB Complimentary Card Insurance Policy
The changes prior to 15 May 2026 are mostly minor fee and insurance tweaks (except excess increases from $400 to $600!), but then from that date the...
I think I've done this route seven times in J and the load has varied, but about half of those were definitely in a pretty-much-full cabin (i.e., I didn't count seats occupied, but a quick scan of the landscape gave a fullish impression).
Funny you mention that... In the first five years I had no such problem, but two trips in the last six months have both been characterised by "slipping cards". I'm now putting two cards per slot in order to mitigate the issue. Not ideal.
I was approved for this card on 30 May 2024 and the first statement was generated on 6 June. Based on other users' cancellation experience, in order to avoid the second year's fee does this mean I need to cancel when:
the twelfth statement is issued (for me, on approx 6 May 2025), or
before 30...
Virgin Money is a brand under BOQ, but in fact the credit provider is NAB, so would I be right in assuming the application process is run by NAB?
If yes, this would mean if you already have cards with NAB and/or CIti and/or Coles, it'd probably reduce your chances of approval for Virgin? (due...
Wouldn't want to overgeneralise on that... Just off the top of my head I can think of numerous significant airports in Europe that are not served at all generously by general public bus routes (IIRC starting with ORY, CDG, MXP, ZAG). (By which I mean non-"airport express" routes or similar; and...
I've been feeling increasingly despondent about the whole situation, as someone who has to put in a lot of effort to acquire a useful number of points, and who has no scope to plan holidays at shortish notice. I was right royally f@ked by SQ last year, effectively losing the equivalent of over...
There was still the possibility that the contact number for obtaining a certificate could be more efficient (or less) than the general number, hence the question. And as seen from @N860CR 's reply, no joy anyway.
I've commented on the MEL problem previously. Far fewer seats TPE-MEL/vv on QFF searches I've done in the last year compared to SYD/BNE. There are lots of Taiwanese in Melbourne, especially on Working Holidaymaker visas. Don't know about the other two cities.