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Great trip so far, one comment re Grab, they do indeed take card and it’s much more convenient than cash imo. I’ve never been asked for cash by drivers. However, and this is Philippines specific, rides are absurdly cheap, to the point where given the cost of petrol there (about the same as AU)...

Mailing address would do it, but be warned HSBC are pretty trigger happy when it comes to fraud alerts - I couldn't withdraw cash from a HSBC ATM in Bermuda the other day because it blocked me, yet a $7 ATM withdrawal in Sri Lanka was fine. The good thing is that as soon as you verify, it...

I don't have the HK credit card, only the account so far (along with a UnionPay ATM card and Mastercard Debit card, no idea why both). No HK address needed, but they did ask countless questions and I had to prove I really was in HK as much as I said I was (which was easy enough as I have all...

This is the one I've been waiting for - 15% bonus to VA then on to SQ is better value than direct to SQ, but this is miles (no pun intended) better.

Agree with this - I didn't ever use Textnow, but ported from T-Mob to Tello, was done in minutes. 1733277984 Pretty well, but if the MCC is out, then it's out - I have a hotel I stay at in HK which codes as a restaurant - when I realised, I now use Gold instead of Green to pay the bill.

You don't need to meet the criteria if you meet Premier somewhere else, I have HSBC AU/US/UK/HK & Expat (Jersey) on the back of Australia, and credit cards with 3/5 of those.

Excellent, sounds like someone made a bank error in your favour, collect a heap of Avios and a 241. I'd leave it, unless it doesn't turn up - worst case, add it to Apple Pay before it expires then it should update automatically on your phone when a new card is issued to replace the expired one.

OH's round two started crediting after the second statement, all appeared on month 3/4/5/6. I never cancelled after the first SUB 70k QFF all at once, the card was great offering no forex and no fee at $2.5k, and with my ease of spending forex it was a great one for raking in points. How much...

Is it a BAPP? I assume your BAEC address is still UK? Because there's some rule where if the addresses don't match and aren't UK based, the points won't transfer - I don't have any experience of this, I've always left my BAEC and any help BAPP cards UK domiciled.

90 days/3 months

Same, was easy enough, I did it probably around 2018, when Gateway was 1:0.75 and Ascent 1:1 for transfers to most FFPs.

Sounds like you've had a hell of an adventure! Wanted to chime in re the PJs, VA's black PJ tops are my favourite, I have several sets from my frequent travels on their MEL-HKG route, all gradually getting worn out, and I'm sad to think I'll never get a new set (they were lovely when newly...

Ha! That would make sense. I know the EUR/USD options were vastly inferior, wasn’t exactly sure why!

I remember these, I created accounts for OH and I when QR were giving 5,000 Qpoints for signing up (before the Avios days); figured worst case I could move them to ALL, but it worked out quite nicely. Re OP's question, I've had a BAEC account for many, many years (before Avios even existed...

Remember how everyone was complaining in 2020/2021 that people couldn't come home? That was the Government too, they controlled the border and capped incoming commercial pax. It's a lose-lose, I agree there should be some self-responsibility, but whatever happens it's going to p155 off someone 🤷‍♂️

Yup, also works for takeout such as Ubereats, Menulog, etc. (and some restaurants I've been to in Singapore, Japan, Hong Kong, basically everywhere - even a hotel which codes as a restaurant for some reason). That said, interested in others' take on the Gold - I took it out for SUB, 20% credit...

This is what I was doing with the Hilton Aspire credit when it wasn't available for any airline purchase. Valid for 5 years, hopefully I'll use it before then!

No, I started with Aspire, then Surpass, can still get business and the standard personal. It’s once per card per lifetime (in theory), not per reward “currency”/family of cards. 1727168302 No issues at all, I’ve done 4x via GT and had all the physicals sent to AU.

VS frequent flyer program? It's a lot more useful not it's joined SkyTeam; I've got around 14,000 points that have gradually accumulated over years, one day I'll use them. I used to dump them into Hilton every 10k when it was 1:2, and even that wasn't a great use, but it's now 2:3 which is awful...

Sometimes, they also occasionally offer 9x points/$1 which can be pretty lucrative. Can you combine any of the various hotel vouchers to book a green hotel? General question as we get them every year and I always end up burning them on some random airport hotel or something.