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  1. andye

    A bit of humour

    A frayed knot
  2. andye

    A bit of humour

    We need to end this thread without belay and make a bowline for the exit
  3. andye

    Dan Murphy's and Other Wine Deals

    Another Dozen Deal case. Best of SA Shiraz. Identical to the previous Best of SA Reds with Shiraz substituting CS. $139.09 net of Cashback
  4. andye

    General Medical issues thread

    I think its probably OTT but it does give an insight into food that affects blood sugar levels. High glycaemic index food (e.g sugary snacks or processed carbs like white bread) will spike more. It can therefore be used to guide a healthier diet. A colleague of mine (young, slim and fit)...
  5. andye

    A bit of humour

    Never read. Emma chisit?
  6. andye

    General Medical issues thread

    I'd believe you. Some health professionals who dont know you from Adam might not. My natural tendency is to trust unless the picture doesnt fit and it matters to the diagnostic/treatment process. I dont see it is my mission to demand my patients follow all public health advice to the letter...
  7. andye

    Dan Murphy's and Other Wine Deals

    That's right. See post 34242. When Im struggling to disentangle threads, the little arrow next to the quoted post can be helpful
  8. andye

    General Medical issues thread

    I dont think writing down double happens but there is scepticism about self-reports. Last night at the dinner table, I was discussing a little feisty old lady who had fallen after 3 drinks that all and sundry were saying was an alcoholic ( I thought not). My 13 yo was sure she was lying. One...
  9. andye

    General Medical issues thread

    I find that some of my more 'sheltered' junior doctors attribute all sorts of medical admissions as entirely due to alcohol when the actual amounts are quite modest and there is an alternative explanation. Conversely, I have seen many older people presenting with levels over 0.2 despite seeming...
  10. andye

    Cost of Pet (Dog) Insurance

    I am sure that's true. We get through 4x10% off (2 insurances 2 Everyday Extra) a month
  11. andye

    Cost of Pet (Dog) Insurance

    My 2 toy poodles are both insured with Woolies Net cost ~$15 per month as get a complimentary 10% off WW shop each month Have only made 1 claim in 6 years as most of the vet stuff is routine care
  12. andye

    Superannuation Discussion + market volatility

    No, lucky with local state options
  13. andye

    Superannuation Discussion + market volatility

    SImilar to my thoughts though I'd probably put it towards their future home loans (and let them make tax-deductible contributions if they can then do so) Although I've been a bit of a dog with a bone on this, I may well end up affected at some point and hopefully have more years in retirement...
  14. andye

    Superannuation Discussion + market volatility

    I'm sure you are right but at least some the future generations will benefit from infrastructure spend.
  15. andye

    Superannuation Discussion + market volatility

    E No social odium, (in fact good on you) just asking to contribute a bit of tax from your good fortune
  16. andye

    Superannuation Discussion + market volatility

    I agree that you should be left alone (You will have paid 15% tax on contributions, 15% tax on dividends but 0% on capital growth) You have saved for your retirement and the current policy settings are fine for you by me. However, many of the people with balances >$3M and most of those with...
  17. andye

    Superannuation Discussion + market volatility

    Seems taxation of capital gains may be included in the legislation after all https://www.afr.com/policy/tax-and-super/capital-gains-confusion-in-super-tax-overhaul-20251014-p5n2bc Not clear from article if talking about post-retirement or not. Some discussion on whether CGT in super would...
  18. andye

    Superannuation Discussion + market volatility

    I dont think anyone on the thread was suggesting taxing capital and agree its absurd (unless one is a proponent of a wealth tax). I dont think even the binned division 296 could have had that effect
  19. andye

    Superannuation Discussion + market volatility

    If I understand you correctly, you are referring to taxing the accrued capital gains when liquidating capital to fund a pension payment. Different to currently but not absurd in itself and only suggested for people with large TSBs. Liquidation of an asset from accumulation for a lump sum...
  20. andye

    Superannuation Discussion + market volatility

    Probably shouldn't have brought housing into it as its not particuarly related to super but it is an intergenerational issue like relative tax contributions. And housing is not just supply, its also preferential tax-settings for property investment $2M funds a $100k per year pension. Thats...
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