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  1. NM

    Europe, with an Arctic cruise, a Balkan tour and bits of France and Malta

    In combination, they are right 8 times a day (assuming no movement per the static photo) :p
  2. NM

    What's behind your AFF user name?

    Let's not give Ikea any ideas
  3. NM

    Solar Panel, Power & Battery Discussion

    I have temporarily put my battery purchase/installation on hold, pending making a decision about potential change to my pool heating solution. My current pool heating is a solar solution consisting of heat absorbing piping/tubing on the roof. While it is on the south-facing roof, the circular...
  4. NM

    What's behind your AFF user name?

    Shhhh ... don't mention the war. Oh, I mentioned it once, but I think I got away with it. That did influence my previous avatar. And I still have the NM Bus :)
  5. NM

    What's behind your AFF user name?

    And that likely includes those who attended AFF Gathering #17 in Brisbane last year ;) I have also been known as Nelly Mobbs in some time/space continuums ;) so perhaps that had some influence in my username creation? And that is also a case of IYKYK ;)
  6. NM

    Superannuation Discussion + market volatility

    Oh, only 15+ years?? I was planning on at living to at least 130 .... so far, so good :cool::p Oh, the thought of planning for an excess ... a problem I wish was coming my direction.
  7. NM

    Superannuation Discussion + market volatility

    Yes, there are certainly challengers for those with assets such as property and specific shares in their super "fund". When the super fund is a traditional commercial fund (as mine is) there is 15% tax paid each year on the growth within the fund, and there is no fixed assets increasing in...
  8. NM

    Superannuation Discussion + market volatility

    I think you have underestimated my age. I wish I had $1M in super when I was 55 years old. Unfortunately was not the case. And of course the current lack of indexation of the $3M threshold means that more people moving through the system aligned with your example will certainly result in...
  9. NM

    Superannuation Discussion + market volatility

    So if I drop from working 50 hours a week down to say 35 hours a week, I can consider myself "part-time" compared with previous work profile :)
  10. NM

    What's behind your AFF user name?

    And that makes me the Nice Moderator??
  11. NM

    Superannuation Discussion + market volatility

    As someone whose super is never going to exceed the $3M threshold, even with anticipated inheritances and potential residence downsizing or working until 70 years of age, the prospect of the increased tax rate for exceeding the threshold is of little consideration to me personally. BUT I am...
  12. NM

    What's behind your AFF user name?

    And your brother Tim is a pretty popular guy :)
  13. NM

    What's behind your AFF user name?

    I am am person of simplicity. Found two adjacent keys on the keyboard, and two consecutive letters in my lysdexic alphabet. Seems to work for me :). And my avatar is a photo I took of a snowman I once made in my home town of Brisbane.
  14. NM

    Qantas to fly Brisbane to Proserpine

    I guess it depends on what are wanting to do in the Whitsunday's region. Flying in to Proserpine and staying at Airlie Beach can be a lot less expensive for those wanting to do off-island activities such as exploring the outer reef, visiting other islands etc. Paying a premium for Hamilton...
  15. NM

    IHG 3 for 2 sale on premium rooms & suites

    The expectation is that the refurb will commence with demolition and then a rebuild.
  16. NM

    QF2 diversion to Baku

    I do wonder if there was an option to off-load the unfortunate ill passenger at Baku to receive the medical care needed, perhaps top up some fuel if needed, and then proceed to Dubai via Turkiye and Iraq within the flight crew's legal operating hours?. 400 pax arriving at Dubai might be easier...
  17. NM

    Superannuation Discussion + market volatility

    Like investing in an airline ... oops, sorry, wrong thread :eek:
  18. NM

    Bangkok again with Singapore and Batam.

    Barbie is in the building!
  19. NM

    Joining American AAdvantage program for Aussie

    I seem to recall that Diners Club would transfer directly to AAdvantage at one point in time, and was a pretty decent exchange rate compared with laundering via SPG even with the bonus. Ahh, the good old days when my employer's corporate Diners Club card allowed points earning so long as the...
  20. NM

    Joining American AAdvantage program for Aussie

    3:1 at the moment I think from memory. I generally transfer from Amex to Bonvoy (waiting for bonus transfer opportunities) and then from Bonvoy to AAdvanatage (again hopeful of finding bonus transfer rate opportunities). So with my Amex Platinum Edge credit card, I earn 3 Amex MR points per $...
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