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Yes if zero assets there is only 85% of OAP in NH fees.

Nothing is real unless it is cash

I think you mean the means test fee Correct, but that's when capital gains is realised - when withdrawals are made. People think the super balance is real money. It is not. It is only real when it is withdrawn from the account.

In the end that does not matter how the balance increases in value because when it is in pension phase, regular minimum withdrawals have to be made - at this time capital gains/losses are realised and are added to dividends etc to form the annuity.

Yet the medicare levy remains at 2%.... There is a hidden tax on "self funding retirees" of up to $1500/week when they need aged care. Nursing home: : the people who pay the most at the ones who are not supported by government. My mother paid $900,000 for nursing home accommodation...

Almost flew until Chalmers's hero and subject of his PhD , Paul Keating told him to pull his head in I believe Treasury is full of people who try to come up with ways to raise more tax. I don't believe there is a govt department who is tasked with advising government on how to reduce spending.

Well it looks like taxing unrealised gains in super accounts is dead.

I would also generally never recommend rental boots except for first timers and occasional skiers A proper boot fit takes time and almost always require adjustments Progress as a skier is difficult maybe even almost impossible to achieve with rental boots because they tend to be loose. But...

But if a car with a vin number in the windscreen hits my classic car then I would want to check the Vin. 👍 My 2005 Chrysler Voyager has a VIN in the spot I mentioned.. But the Jag XJS stored for my friend at my place does not as the windscreen is the old style with the chrome surround

It should also have the last 4 digits of the VIn number. I would rather confirm that against the DL. Phone number is easy to confirm - just ring it.

I did manage to own an old Fairlane ZC as a medical student until it was stolen at Liverpool Hospital

Great!. Can you confirm that the windscreen VIN location is bottom left hand side of windscreen.

The VIN is visible through the left bottom corner of the windscreen - in Australia this means passenger side - in left hand drive countries this means drivers side

The VIN is on the passenger side of windscreen - bottom corner. There is a cutout in the black border of the windscreen and the VIN number is visible through there. Drivers side location refers to left hand drive vehicles.

I always take a photo of VIN in case plates are fake

In hindsight what TWE said about its acquisition of Daou back in 2023 was heavily laced with hyperbole - but the world of wine is very good at hyperbole.

Exactly, Mrs QS refuses to combine Bibimbap because she does not want to mess up the presentation. If waiter came up and suggested she do it the proper way, said waiter will be given the eye roll treatment. I've never understood the art in cappuccino and food. It all goes into a food...

The problem though is spotting the fake honey. There really is no way to tell other than familiar brands.

The transfer proportion will be the same If an account has 47.25% concessional and 52.75% non concessional, the same will be transferred. - ie 47.25% of transfer amount remains concessional and 52.75% of transfer amount non concessional . You can't request a transfer of only concessional or...

@Human Your intrepid mother is correct regarding the science: Manuka Honey medicinal properties (Section 4) But thank you for your very personal TR. Can I also ask, NZ would mean that travel insurance was not problem or maybe moot?