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Thanks Goldcanyon, I'm trying to run the numbers and get the following: On $1m spend p.a. i'll generate another 125k airlines miles p.a. (say its worth $2k?) Qantas club membership is worth $500 (I dont have status with QF) Emirates Gold (maybe $200-$300? there's some decent points redemptions...

Hey all I received my Centurion invite recently and considering taking it up. Can you share some examples of things you’ve asked concierge to do / buy you and how did it go? Any other reason why you would recommend going from PC to Centurion? thanks

Can you use this account to transfer $250 per month between BoA and TW accounts to save on monthly fees?

Also silly question but what stops you from opening an account with Bofa and another with Citi and just transferring the same $250 between them to avoid the fees? And will this speed up your credit history?

So going over the last few posts it appears the best combo is: - Amex GT for the card you want - Set up US bank account and transfer money from Aus to the local account to pay off the card Is this right? Am I missing anything? I'll be in the US in April and will look at setting up a Bofa...

If the flight is 200,000 Etihad points and each point costs you 1.3c post tax then your cost will be $2,600 (I think you didn’t take into account the points earned on the fee)

Post tax your cost per point is about 1.3c based on 1.47% after tax. How many points is the flight you are referring to?

I thought Amex don’t like it if you put your card in “positive” balance?

Your table is misaligned - Visa / MC is 1.55, Amex is 2.2% Very expensive!

So looks like Yak Pay is owned by Paymentlogic? Is this true?

Can confirm your numbers are accurate. Miss those days when EBP was 0.008 and RP was 0.0129 PP...

Very nice, I heard the breakfast there is really good. Can you confirm?

I stopped shopping at JB HiFi for this reason. Was going to buy a $3,000 laptop but once they added the surcharge I figured I am better off just buying it direct from Apple. Since then I always found retailers that don't charge extra for Amex and now I rarely pay the surcharge

I never had any retailer that was downright hostile based on the credit card I used, you should shop elsewhere if this the attitude you get from shop assistants

Hi If you don't use the free night, does it expire or do they accumulate? Thanks!

Agree with the above. Air China J is nice but nothing to get too excited over. The lounge in PEK is terrible. You can always book it using two awards if you really want to try it

Buy wine! Qantas wine club often has deals where you can get varying amount of points if you buy 12 pack of wine, fro memory i've seen 30k bonus points which works out pretty good deal (depending of course if you want the wine and how much it costs)

Only worth it now if they start accepting Amex..

The calculation for me whether the Centurion is worth it or not is simple. I don’t really care about the benefits and the things that interest me the most are the points (currently hold PC). The Cent will give me 0.0125 more FF points per dollar. So on incrementally spending another $3,550...

How is not a terrible result for users? Fees up 62%? I put through about $1m a year, which will now cost me another $5k, most of my suppliers will gladly accept credit card for less than 1.3%