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Yes person to person US banking only

Free - limits usually between 1-5K per day

It’s like PayID - instant person to person using phone or email - need to have US address on HSBC for it to work. Only works between two Zelle bank accounts - I use to transfer myself between accounts

passport and itin - did you need anything else? no

myus is a no go for reliable PE and USglobalmail are better

yes opened a amex checking and business checking online - very easy to do - its a full MR account so cant see why it wouldn't work to transfer points to it (p2 got business checking approved today)

Tough - clearly seems C1 and ITIN are only a matter of time for now - maybe the business cards would be ok but you would have to think that if cheque/saving and personal are out that will happen to business too

Similar for me - applied last night - called in this morning and they ID via app which was nice - told they can’t verify my ITIN - uploaded all documents via link - will wait. I just called 1888-204-8630 to confirm they got the documents and they are processing them - if you can't get through...

ok i thought the standard was 70K points - my mistake

the CIBP is 0% FTF - $95 AF and also has raised offer which I didn't realise - will apply tonight The CIBC and CIBU are 3%

Yes was waiting for a CIP one - not on that card

Looks like ITIN and Cap1 is restricted or over for now. Lets hope we are wrong

unfortunately not happening at moment for me as won't be visiting US

I have Amex and Chase - going to apply for Ink in next week but looking at Atmos - although DP suggest that is just as hard to get approved as well from outside US

Damn - lots of DP recently on reddit about C1 closing down and fraud blocking lots of people - its really becoming difficult for non us people to have their accounts - not sure if at KYC thing but it makes me think is it worth burning a 5/24 spot for C1 when odds you may not get to keep it

Thanks - that was kind of the my thinking - I think will try a INK first as most likely to get autoapproved - and then work on CSRB if I strike lucky

So hard - I dont have an Ink - doing one as soon as my next statement cuts - was thinking of a double application of Ink and CSRB but your experiewnce suggests that will be a no go for me

Can you offer to reduce some of your credit to contribute to new CSRB? - I'm sure you have offered Alaska Biz - go for it - does NOT count to 5/24 according to below https://frequentmiler.com/alaska-atmos-business-card-85k-offer/

depends if Business vs personal - general rule is 30 days is best Chase will do HP on each application I presume but Amex wont - I certainly have done 2 amex in a month and approved - only one Chase card so limited experience

I got it on my Platinum