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My own solution would be to make CGT (at 10%) payable on realised assets over age 60 (in pension and accumulation) if TSB>TBC (indexed and maybe increased). I'd never get elected though

Not unhappy with this bunch for $10.19 a bottle.

I was under the impression that when you sell a bunch of CBA shares to fund the pension withdrawal after age 60, no CGT payable (unless other smsf members are not retired when its proportional to their relative TSBs)

Fair call. In the last few years though, the bulk of increase in balances has come from capital growth rather than dividends/rents. Lets assume 3% dividends/net rents, 7% capital growth Effective taxation rate of 4.5% on the portion not in pension (which with capital growth can be a lot higher...

How much tax is coming in from (very) affluent retirees though (particularly as CGT on super growth is effectively 0% after 60). Income tax pre-retirement is doing most of the heavy lifting. Considering you potentially spend over 50% time retired as you do working, I'm not sure how...

I tend to wait for a Amex:VA bonus. You then have miles in a non-expiring account that you can use on SQ/VA/QR or transfer to SQ if there is different availability

Just came through. PC+ achieved. (Saving Woolies points for Christmas l, well until the next PC cycle starts)

Yes on $109.09 of it. Presumably shipping and some taxes excluded

My last statememt was on 5 October but no points shown on statement or showing up on QF account Called and apparently the absence of points breakdown on statement is going to be permanent There is also a delay in crediting to QFF. They suggested waiting another 3-5 days. I was relying on them...

High calcium is usually due to an overactive parathyroid gland (your Endo should have ruled out any more serious cause by checking PTH levels). If the levels get very high then sometimes surgery is required, bur often it stays steady. I'm not an Endo but I dont usually advise rigorous calcium...

Currently 9:2 via Marriott. Kicking myself I didn't jump on HA at the time

The other thing about AS is that award flights booked through them accrue status miles.

I received a $6 chicken sandwich and cheap drink today but no points ones recently I'm pretty happy with the Fuel Lock though-regularly ~20c discount on diesel

That could be an issue as it wasn't possible to add QF number at that time.* The DSC wasn't the sole reason to choose the flight which is OK. I think I would still make QF SG anyway and it might have been a bit of a stretch to make QF WP anyway. I'll probably look to get a formal clarification...

I have a trip to Europe next year predominantly on (and ticketed by) WY but the SYD-BKL and MNL-BNE legs have QF flight numbers I bought during the DSC promo and don't see a reason in the T&Cs why they wouldnt count. Am I correct? (I'm assuming the QF legs don't later acquire WY codeshare numbers)

Good to hear. I have a trip next May on WY with one half in Business Studio. Seems like it will earn F rates

I did. Base price $150. $30 off. $11 shipping.. TCB. Did I miss another step?

Thanks bought a Best of Best SA Reds $131 inc shipping before 8% TCB.

Different Doh! for me. I registered and got into my head that it finished end of Oct.

Ive had QR through check bags on a MEL-DOH-HEL (CX award) to a HEL-LHR (BA award) previously