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Must admit I've never used my Transferwise/Wise account for ATM withdrawals, but I have transferred large sums of money overseas using their service with zero issues (I would have had no issues with a KYC, as it was due to a house sale, but they never asked). In the early days TfWise could be...

Agree with this entirely. Loss of the ATM fee rebate from ING was a blow for the few times I used ATMs, but mostly POS transactions are possible now, so all you need is no forex on purchases. I'd highly recommend using a credit card over a debit card (if you're skimmed, etc., then it's not your...

Ah, yes that is probably it, I'm in Victoria!

I never saw anything for $200, it was always $150, even when clicking your link, but sure enough the credit appeared on my first bill. So elec has gone well so far, 20k VA and $150 credit has made it worthwhile even if they do screw up the gas like Origin did.

True, although they apply the rules how it suits it seems, the co-brand Amex cards that existed before the cap on swipe fees clearly ceased being worthwhile to the banks/Amex, but god forbid something that has almost (if not always) never benefited the customers be enacted. Shame, but it is what...

Really? That's weird, because I'm pretty sure Amex don't permit DCC at all?!

Yeah ok, that makes sense actually. My gas bill is mostly supply charge except for May/June-August/September, although between the two the cost is pretty static month to month (cost just swaps from cooling/elec to heating/gas in the winter), but overall I almost certainly spend more on elec.

Much the same, 20k points for elec received yesterday. Gas has at least transferred this time, Origin didn't bother actioning it when I went for the Woolies offer. Any thoughts/info as to why elec always gets the bigger % of the bonus vs gas?

Yes, should be fine - Resort Locations - Find Hotels - Hilton any of these locations qualify, and Hilton Queenstown is classed as a resort property (but not the DT, by the looks of it). Edit - this is for pay on checkout, no idea if a prepaid rate will work, depends how it's processed (by the...

How are you seeing this, do you add directly in USD, or load AUD then convert? I'm looking in Wise now, in the App, and loading directly in USD seems to have some incredible fees attached, unless by transfer or SWIFT (which defeats the purpose of Wise). It's free to add in GBP (direct from a UK...

Make sure the out part is done via the app though, HSBC are bloody awful in implementing fast payments, so doing it via OLB send it the old, slow way.

Yes

Same for gas, elec transferred within days. This, every time I switch gas takes weeks, electricity days. In fact my last switch to Origin Woolies Rewards plan, they never bothered switching the gas, despite it being in the order, and had the cheek to offer me 5k ED Rewards points to switch gas...

They do, in fact any non-Aussie card, Amex or otherwise, pays out as a normal purchase on Aussie government spend (my experience is Amex US and Amex/Visa/MC UK, variety of points and cashback).

I've had to wait 10 days each time, seems to be more common than not, but if you can avoid it then doesn't hurt to ask, worst that'll happen is they'll say call back after 10 days.

Thanks - makes sense. We've lived in our place long enough that's not an issue, but I'll def bear that in mind as it looks like I'll be moving back to Red sooner than I thought!

That's good to know, thanks! Interesting, I assume that would potentially be an issue if you moved and the previous customer was also doing the same (unlikely as that may be)? But prevents householders simply swapping between partners every six months (unless they also link the name, must admit...

Red energy has a 12 month waiting period.

Rates are a win for me, I’ve joined and it confirmed both the VA points and $150 bill credit, great offer (Vic here).

Does anyone else constantly get surveys about drinking habits? As in alcohol? I do regularly, depending on when I answer them depends on the outcome. I got one today, and screened out because I hadn't drank alcohol on Monday or Tuesday (it always asks for the last two days)! Usually I "have"...