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    What to do with Citibank points - I want to change to Qantas direct earn

    Hi, I don't use my Citibank card that much anymore due to the points capping, but with the increase in the Qantas direct earn fee to $49, I have decided to quickly change my card to Qantas direct earn so I can get 1 year at the $19 rate. However I have 400,000 Citibank points and am not sure...
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    Qantas FF and Woolworths create new loyalty alliance

    Its already given me an idea to tell my staff to automatically push savings button when a customer hands over a Visa debit card....At the end of the day the customer is using the same money and why should the bank take a bigger fee for the push of a simple button. Its not like the customer can...
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    Qantas Rewards Program Fee Change

    I thought I better redeem some of my Citibank points recently. Looking through their online catalogue I could not find anything that I really wanted. The rewards are the worst by far compared with Amex & CBA. And they charge delivery charges for items other than gift vouchers.
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    Earn Points and SCs with Any Seat Award Flights

    Re: Earning Status Credits & Points on ANY SEAT bookings Just a quick question: Does Qantas enforce the minimum four eligible Qantas flights per year rule? Can status credits be earned completely on partner airlines?
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    which cheapest merchant?

    Also be careful as many banks will sign you up to a 3 year contract and then will increase your rates after a year. Both NAB & Bankwest have pulled this trick on me. I am considering joining an association so that the merchant rate stays the same. Here are a few associations that I found...
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    insure4less Annual Travel Insurance - from $191

    Hi, Just seeing if anyone has any experience with insure4less who seem to be one of the cheapest annual travel insurance providers. Using the code AMT when getting a quote, these are the prices for annual travel insurance: Essentials - $191.25 Excel - $237.15 Excel Plus - $283.90 Apart from...
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    An australian to be proud of NOT ... SQ BCN to SIN

    Maybe I made a mistake when viewing the video, but it looks like the flight attendant starts punching the passenger?
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    India's new visa rules - any advice

    I don't see any comparison between the rules of other countries. Other countries have rules that prevent people from staying too long in a country (eg. continuous back to back maximum tourist visas). India's rule on the other hand has nothing to do with how many days you spend in the country...
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    India's new visa rules - any advice

    What a stupid rule. Some countries really don't have a clue. You could also try calling the airline to confirm that you are OK. And note down the name of the person you speak to and try and get a reference number for the call. This way you can inform the check in agent of this if necessary.
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    Amex credit checks

    I would say the best thing to do is to apply for them in the order that you value them the most. And leave a little bit of time between each application. ie. At least wait to receive the card before you apply for the next one.
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    AMEX not accepted or surcharge

    The taxi driver has no obligation to give you a "real" tax invoice unless the fare is over $82.50. A credit card receipt or invoice on the back of the taxi business card is sufficient for tax purposes to claim the GST providing the amount is under $82.50. It is only for amounts over $82.50...
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    Using iPhone when overseas.

    In Thailand, it is better to use an overseas SIM card than a local one with an iphone. With my Australian sim card, I could turn of roaming and it would not use data. With a local prepaid sim card, I would recharge 300 baht and the credit would be gone within 3 hours or so. This kept...
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    Citibank Platinum - No points limit

    I earned close to 2 million points before I had my points capped with a Citibank Platinum card. I think the main difference with Citibank is that it is a manual process whereas with most of the other banks it is an automatic process. With Citibank someone needs to actually notice and then...
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    Ultimate Application Denied - Frustrating

    Amex is particularly fussy about the time at your current address. Being over 3 or 5 years really helps. Also Earth card is assessed by Westpac, where Amex card is assessed by Amex. These applications are processed by different companies, so if you are declined by both, I would suggest...
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    Why is holidaying in Australia so expensive?

    The Australian dollar exchange rate is a major factor in the price comparison. The rate is relatively high at the momment. If we had an exchange rate around $0.50 like we had a few years ago, it would be a different story.
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    Bangkok Airways

    A word of warning regarding Bangkok Airways (or the luggage handlers): Myself and a colleague flew Bangkok Airways. On checkin I had a bag and they had a backpack. The check in person put security seals on my bag which I thought was a little unusual. They did not put them on my colleagues...
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    how long does amex blacklist you for...

    There is no rule or regulation that Amex must follow. They can create their own rules based on company policy. I would suggest that Amex will never give you a card again. Just don't let it bother you. An Amex such as the Qantas Platinum card (Amex & Visa) is similar to cards that Amex offer...
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    New Cheap Card to get Cash Overseas - Wizard Alternative

    Ok, so to clarify this thread, it seems that you will be charged the following: * NAB Gold Banking/Wizard Mastercard : Only ATM operator charge (if any) * ING Organge Everyday account: $2.50 + ATM operator charge (if any) * Most other banks: $5 + ATM operator charge (if any) + 2%-3% So ING...
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    New Cheap Card to get Cash Overseas - Wizard Alternative

    Do the NAB & Wizard card reimburse the overseas ATM owner fees? I was thinking it may be difficult for the Aussie bank to even know about the fee. Because in Australia, the $2 fee usually shows seperately on my statement, whereas in Thailand the 150 baht fee is just added to the amount that you...
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    New Cheap Card to get Cash Overseas - Wizard Alternative

    Any idea what rate ANY provider uses to calculate the conversion? Based on other threads, it seems it is very hard to work out what rate a provider uses. I think the best way to test is to make multiple withdrawls of the same amount from different cards at the same overseas ATM at the same...
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