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  1. NM

    China - never a dull moment!

    RoHS (Restriction of Hazardous Substances) has nothing to do with safety in terms of likelihood of fire or danger for transport . It just means that the materials and manufacturing process complied with the European regulations for not using the most nasty chemicals and that it can be safely...
  2. NM

    What do you do with your old suitcases?

    Ahh, I see. That makes much more sense. Old (retired) suitcases used as accommodations for the family children as they grow and grow. I guess they eventually outgrow the retired suitcase and another new arrival into the family history commences their growing in the retired suitcase. That is a...
  3. NM

    What do you do with your old suitcases?

    As the family are retired? I had a vision of storing cremation urns in suitcases in the attic :eek:
  4. NM

    A bit of humour

    Or ... Starting your day with an early morning run ... means your bathroom is located too far from your bedroom 🏃‍♀️🚽
  5. NM

    Solar Panel, Power & Battery Discussion

    1980s kidney-like shape, I guess. Certainly not modern. Back when proper pools were tiled.
  6. NM

    A bit of humour

  7. NM

    Air India B787 crash Ahmedabad

    Indeed - departure and take-off are two different events and time-stamps.
  8. NM

    What's behind your AFF user name?

    Pilot ... Pirate ... sound similar, at least when Gilbert & Sullivan are involved around Penzance :p
  9. NM

    Solar Panel, Power & Battery Discussion

    Unfortunately, the shape of our pool provides significant challenges to the installation of a pool blanket. For us, it would need to be an automated process to cover and uncover the pool, otherwise the pool blanket would just function as a leaf catcher all year round.
  10. NM

    Europe, with an Arctic cruise, a Balkan tour and bits of France and Malta

    In combination, they are right 8 times a day (assuming no movement per the static photo) :p
  11. NM

    What's behind your AFF user name?

    Let's not give Ikea any ideas
  12. NM

    Solar Panel, Power & Battery Discussion

    I have temporarily put my battery purchase/installation on hold, pending making a decision about potential change to my pool heating solution. My current pool heating is a solar solution consisting of heat absorbing piping/tubing on the roof. While it is on the south-facing roof, the circular...
  13. NM

    What's behind your AFF user name?

    Shhhh ... don't mention the war. Oh, I mentioned it once, but I think I got away with it. That did influence my previous avatar. And I still have the NM Bus :)
  14. NM

    What's behind your AFF user name?

    And that likely includes those who attended AFF Gathering #17 in Brisbane last year ;) I have also been known as Nelly Mobbs in some time/space continuums ;) so perhaps that had some influence in my username creation? And that is also a case of IYKYK ;)
  15. NM

    Superannuation Discussion + market volatility

    Oh, only 15+ years?? I was planning on at living to at least 130 .... so far, so good :cool::p Oh, the thought of planning for an excess ... a problem I wish was coming my direction.
  16. NM

    Superannuation Discussion + market volatility

    Yes, there are certainly challengers for those with assets such as property and specific shares in their super "fund". When the super fund is a traditional commercial fund (as mine is) there is 15% tax paid each year on the growth within the fund, and there is no fixed assets increasing in...
  17. NM

    Superannuation Discussion + market volatility

    I think you have underestimated my age. I wish I had $1M in super when I was 55 years old. Unfortunately was not the case. And of course the current lack of indexation of the $3M threshold means that more people moving through the system aligned with your example will certainly result in...
  18. NM

    Superannuation Discussion + market volatility

    So if I drop from working 50 hours a week down to say 35 hours a week, I can consider myself "part-time" compared with previous work profile :)
  19. NM

    What's behind your AFF user name?

    And that makes me the Nice Moderator??
  20. NM

    Superannuation Discussion + market volatility

    As someone whose super is never going to exceed the $3M threshold, even with anticipated inheritances and potential residence downsizing or working until 70 years of age, the prospect of the increased tax rate for exceeding the threshold is of little consideration to me personally. BUT I am...
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