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    Strategy to obtain US Amex

    Just checking in with you - did they end up posting 3X points for Colesworth? I'm otherwise also tempted to try it at Aldi (yeah I'm a cheapskate) and on the Coles GC site if it does honor the 3X for Groceries.
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    How do Hilton treat you as an Elite?

    I think the outcome depends on the hotel. Stayed at Conrad Maldives a few years ago. Mentioned it was our anniversary and had an arrangement on the bed. Got ‘free’ breakfast but no upgrade. Having said that, the dumpiest room at this resort is beach front so I’m sure we did ok and this being one...
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    Strategy to obtain US Amex

    I know this discussion. Is about Amex US. Any DP on how Amex AU might treat this? I’ve been buying GCs of different flavors for some time on my AU Charge card would hate to cause myself any issues.
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    Billr - New competitor for bill payment

    Hopefully they shut it down again and leave interchange where it is. I guess we'll see especially with an election coming in less than a year ...
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    Billr - New competitor for bill payment

    Agree, there are alot of businesses springing up promising points for Aspirational travel all while you're spending what you theoretically usually do. The handling fees are pretty hefty. Yes, if you can redeem, you can effectively buy the travel less cheaply than the cash asking price but...
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    Billr - New competitor for bill payment

    I use Yak Pay. They’re about where everyone else is for Amex but much less expensive for MC/Visa. https://www.yakpay.com/pricing They do charge extra for ‘Premium’ cards. Prob just a matter of checking in with them first to see what your card’s classification. The surcharge only applies to MC.
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    David Jones: AMEX to Latitude

    I haven't tried that yet - only just made my first spend on mine as I applied from scratch. I'm surprised they gave me such a small credit limit given my income and not that many other lines of credit. I even applied for the "Prestige" card to maximize my chances of getting a decent limit - I...
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    Strategy to obtain US Amex

    Just received an offer of 25,000 MR to sign up "employees" on my US Business Plat card. Do these employees need to pass muster with AMEX for ID, residency, etc? Just transferring my AU MR over so don't want to put them at risk.
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    Credit Card Offers Amex Platinum Card Benefits, Offers & Discussion

    I reckon it’s because where we have kids, they’re not allowed in … that’s what’s going to stop me checking it out.
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    AMEX Platinum Overseas

    How are they cracking down? I figured this would eventually happen but if they can’t see the cards especially if cards like Amex look the same in most markets - I’m interested in how they’re doing it (aside from a higher surcharge automatically added by their POS machine).
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    Strategy to obtain US Amex

    I didn’t need an ITIN for Amex GT, just for subsequent Amex applications as well as for applications at other financial institutions. Have things changed more recently?
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    Credit Card Offers Amex Platinum Card Benefits, Offers & Discussion

    I just called it that to describe it as an ‘in between’ offering that’s less feature heavy than Centurion and solely delivers most other features of interest such as: brings back the Platinum concierge Higher points earn than Platinum (though the difference already with Centurion is negligible...
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    Credit Card Offers Amex Platinum Card Benefits, Offers & Discussion

    I know about Centurion but have only read what others have read that there is likely to be a card between Platinum and Centurion. My expectation would be a US launch first. I don’t think we’ll get it here in AU for a long time. I might be wrong … YMMV.
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    Credit Card Offers Amex Platinum Card Benefits, Offers & Discussion

    Isn't the Centurion "titanium"? Do you mean the rumored "Centurion lite" which will be the halfway house between Centurion for customers with a travel "bent" and customers who want to run up their points?
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    Strategy to obtain US Amex

    PS: You might even get the sign up bonus for the checking account. I got mine when I set it up - was a nice little extra. YMMV
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    Strategy to obtain US Amex

    I think the easiest way to get a US checking account without flying there is via HSBC Premier if that's a possibility. If you already have an ITIN, can open Amex checking account (I opened mine from AU after I got my ITIN). I'm sorry, I don't have any Chase cards so can't provide a DP on Chase...
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    Citibank Card application simultaneously with another card

    I’ve applied for and been approved for latitude DJs card. I received an alert of the access to my equifax file after approval. Haven’t seen anything from Citi yet. Assuming they will do this if my application gets to approval with them when I submit my employment letter. They will likely see...
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    David Jones: AMEX to Latitude

    I've taken the plunge on Latitude DJS today. Interested to see how it goes. They've given me a very puny credit limit - apparently I can apply for an increase after 3 months of good behaviour. Amex charge chard is so much simpler - even though they need financial information and will only...
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    Citibank Card application simultaneously with another card

    Thanks for the heads up. I think I’ll apply for the other this weekend.
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    Citibank Card application simultaneously with another card

    Hi guys, I'm sorry if this has been asked elsewhere and I've missed it in my searching. I've just aopplied for a Citi/NAB Card to access the 28 months BT offer. I think that should be beneficial. It's asked me to upload my em,ployemnt contract which I have and my employment confirmation...
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