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I just wanted to provide an update on my experience and seek some advice. Appears that: Chase: have cancelled my internet banking - looking for ID verification - no longer works on website or the iPhone app - wants to re-cite my ID - wants to scan both sides - how do we do this if I'm trying...

I went to this site: https://www.nyc.gov/site/idnyc/ They release appointments every Friday - it’s literally the quick and the dead to get an appointment - especially at a location that’s convenient to where you’re staying. Please let us know how you go. I produced my HSBC bank statement of...

I’m back in SYD agree, should have gone into a branch like I did for Chase and Citi. I’m regretting not doing just that although I don’t want another decline from C1 knowing that they want US government issued ID thought I might have gotten someone in the beach to advocate for me. I’ve made the...

Thanks for this post. I was considering culling my Business Plat as the AF is quite steep but might hold onto it now - didn’t realize it had this benefit. I imagine finding award availability might give the best outsized value outcome. This is a nice alternative otherwise. Has anyone tried to...

I didn’t get it unfort so will need to be another time. They open up appointment slots on Fridays for the week ahead and they tend to go very quickly especially for the more popular central locations. If you are a “resident” of NYC can get a non driver ID (guess it’s a little like the ‘proof of...

one day. I thought the confirmation said 21st but said 22nd and they strictly enforced the "no walk ins" policy.

I agree, it's been a great offer for a long time. Looks like some changes are coming. They pulled the latest offer in early January. Was meant to run until the end of Feb - assuming they decided there were too many of us not paying the fee and using all our cards up so there was no breakage from...

I’m just in my way back from NY and catching up on everything. I thought my experience might be interesting to some. I went to get my non driver ID so I could have another crack at applying with C1. Unfort I went on the wrong day though they checked and said my AU passport and HSBC US statement...

It’s a little underwhelming compared to urban legend. It will support your spend to $A250k based on usual charge card usage like always. Above that, you need to submit your financials for a credit assessment. I’m told this only lasts for 12 months before you have to do it again. I’m thinking an...

There’s a range of RMs some more helpful than others. You can request a new one if you don’t click with the one you have. They can’t walk on water or access all the urban legends. It’s basically a trophy card with some extra services for travelers and marginally extra points earn. Gotta spend a...

What do you mean? Based on my reading, Amex add 1% to the FX rate so they’re really charging 1% FX fee in a no FX fee product. Agree, that is misleading. Amex would earn an extra 1% over and above the FX rate.

I think like anything, card issuers will price to the market. If the majority of card issuers still charge it, then aside from niche providers, these fees aren’t going anywhere. In the US, there are lots of cards which don’t charge it so it’s not exceptional to find this feature across their...

Shame the AUD is falling like a stone, the advantage of this process is fast eroding … faster if AMex somehow nerfs it.

I applied for it speculatively expecting airline partners. I’ll have to re think it otherwise. The initial credit limit was very small and they encouraged me to apply for an increase after 6 months … I’m not so sure I will do that now.

I remember I once made a payment with a Westfield eftpos GC at another PO and the lady realized and frantically tried to stop it. She was in a panic as if she was going to lose her job or be read the riot act.

My local doesn’t allow GC even mc/Visa branded cards from being used for bill payments. They heavily enforce it.

Didn’t get one for HSBC. This is the first time I’ve got one of these. Might have to refer to using HSBC as my US transactional (checking) account t if ITIN is problematic for getting checking accounts.

I did also recently get a W9 form from Amex re my checking and HY savings accounts. Has anyone else received one of these? How did you respond?

Did you go to the very end of the application? I think the issue with C1 will be they’ll want US govt issued ID. You might have got that covered already - that’s where my application fell over. I was approved for the Venture but I didn’t have US govt issued ID so my application lapsed.

Agree the $250 MC GC will cheaper to use now. I’m wondering that now part of the business case for these cards will be broken whether they’ll keep having regular ‘sales’. It’s already hard enough to use them with the 5x a day payment limit with the ATO in their ever constant battle to fight...