Search results

Thanks for confirming :) I think I will get started on ABG then with ApplePay.

Just got approved for ABG today. I have the card details so can add to ApplePay and start working on SUB spend. I had a similar situation recently where I used Chase CSP with ApplePay in AU ahead of receiving the physical card and all my accounts were frozen. I'd hate that to happen with AMEX...

Thanks. Was considering holding ABP now I've figured out the 35% discount on travel paid for with MR points on their portal as a neat way to redeem on Qantas given I'm a bronze QFF so unlikely to get the J class redemptions I want. Though I'm thinking $A1000 is alot to pay for this benefit. I...

I've received an offer via email from Amex to apply for the ABG with 175K MR SUB. I currently hold the ABP which I'm considering cancelling due to lack of use (I think I did get 150K MR sign-up which is much less than currently available offers). Is this an offer worth pursuing? I've also got...

Congrats on getting approved for a C1 card. Which one did you get approved for? Did they ask for US-government issued ID or did they accept you AU passport? I found they shut down my checking account not long after it was opened - they didn't give any reason but I'm assuming they didn't like my...

I’m afraid your money is trapped at the ATO. Have to run down that balance with tax liabilities. It’s their policy under the guise of ‘fighting money laundering’ and they’re unlikely to budge unless you’re using an accountant and they have sufficient sway with the ATO to get you a refund...

Is that ‘domestic’ as opposed to ‘international’? Does Amex offer a ‘global entry’ rebate? I think it’s global entry which is being put in place for Aussies.

That’s what I thought. How do we unlock these credits specifically get them back as they’re valuable benefits tho assumed much like US specific retailers, outside of our reach. I won’t be disappointed if I needn’t wait an hour to get into to US next time I travel there either.

And going to court will cost money in legal fees which would outweigh the likely reason for using the Coles MC GC as a payment source. You're fighting the government which likely has more financial resources than you do to fund endless litigation.

The ATO under the guise of "fighting money laundering" have been withholding credits until there's enough tax payable to offset them. I think they eventually will entertain a refund depending on the persuasiveness of your accountant. It not longer works as a place to turn these back into cash...

Reads to me like an annual cap once you reach $120K spend: https://www.hsbc.com.au/credit-cards/products/premier/ This is the case for either QFF or HSBC Rewards Plus variants.

Thanks for sharing. Good to hear you got over the line with C1. Which C! CC do you have? My application fell over with no accepting AU Passport as "state ID", they insisted and wouldn't budge (even by HUACA over several weeks) that it needed to be US govt issued ID only - though they said they...

I've got CCs with HSBC outside of AU where I'm Premier - was quite easy. UK was a little more difficult, they wouldn't do it for non-residents but if you're with Expat, you get a HSBC UK CC. Admittedly, the limit is pretty low (in my case anyway) so YMMV.

I agree, there's not much in the market. Was looking around to add some cards to my "portfolio" after a dry spell of applications having cancelled a number of cards to qualify for my home loan, I think I'll reluctantly be sticking with my HSBC card. Some of the AF's being charged by some reward...

FWIW it may cruel my chances but I've still got access to mobile banking. I've initiated a transfer of funds out of my Chase Checking to my Citi account. I'll give the banker a call tomorrow and see what happens but I want to send Chase a message I'm not going into the branch and I'm going to...

I called the Fraud department - they won't budge - I need to visit a branch with 2 forms of ID and my telling the Agent on the phone that that's what I did at account inception and I'm not inclined to do it again does not sway them. I'm not planning to go to the US again for some time. I'm...

I hope Chase has tolerance for wayward customers - especially those who use their card on ApplePay in AUD outside the US. Fingers crossed I guess ...

yep. Have the Platinum Charge card. Was thinking of cancelling it after the first year as I hardly use it and that will allocate additional AF budget to other cards/help my budget generally. I'm thinking of keeping it as a pathway to "easier" revenue tickets paid for with points via Amex Travel...

What's the difference between the Customer Protection Team and the Fraud team in their requirements to unlock? I can completely understand why my maiden activity being on ApplePay, outside the US, etc would likely be an issue. Maybe I'm just minimising it as I'm biased, isn't that what might be...

I think what you say there makes complete sense. Hopefully I haven't done irreparable damage. I'll give them a call tonight AEST.