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    Strategy to obtain US Amex

    Thanks for confirming. Was it just a matter of lobbying them to accept your AU passport or they just accepted it when you said you didn't have a US government issued ID? I told them that and that it's impractical to get a drivers license in NYC so I wasn't planning to bother with it. That isn't...
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    Strategy to obtain US Amex

    I just received a call back from C1. The agent couldn't wait to get me off the phone asking me how further he can help me but not really meaning it. He asked me to upload additional bank statements to help verify my income which I can do. I don't see the point since he said they wouldn't flex...
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    Strategy to obtain US Amex

    how did you manage that? They wanted me to get a local non-drivers ID as AU passport was insufficient. Got approved for the business Spark 2x miles card. Even that one’s suspended pending review of additional documents I submitted for ID verification for suspected fraud and income verification...
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    Strategy to obtain US Amex

    Just Googled it. Google AI (Gemini) reckons they do count towards 5/24.
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    Strategy to obtain US Amex

    Is it too early to consider a Chase Ink or am I getting too "greedy"?
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    Strategy to obtain US Amex

    I ended up being declined for the Venture Rewards card due to too thin a credit file (I've had a US CC history >10 years now though an ITIN for 18 months). I thought I'd try my hand with a business card (will this count towards my 5/24?) - saw if I was pre-approved. I wanted the Venture X...
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    Strategy to obtain US Amex

    I've been receiving verification texts from other US banks like Chase on my TextNow service. When certain banks send texts while over the phone, they don't work. BTW I have been trying to open a CIBC checking account for the $200 SUB. They've asked for proof of address such as utility bill. I...
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    Strategy to obtain US Amex

    don't they just all pool to your "personal" account? That's what my US Amex does. They all pool to the same account esp. since the Amex business cards are personal rather than company liability. What's the case with AU AMEX?
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    Tips for Churning When you Have a Mortgage?

    I think the days of card issuers handing out new cards like they were lollies is over. Regulation has killed it. I’ve got an Amex charge card and a backup MC which took 4 weeks to increase the limit (original card last year took <1 day to approve via paper application in branch last year). I...
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    Amex Plat Debit card

    Might be worth getting an AU card first if you don’t already have one then apply for one in the country you’re planning to live in via Amex Glibal Transfer program. It uses your Amex AU credit history to assess you for one abroad. You’ll likely need to provide an address (yours or a local friend...
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    Strategy to obtain US Amex

    Yep. Using my US TextNow number. It works with Chase atm. I even get all their security texts. I was thinking of switching to Tello but thinking I might keep this one and my $US3/month tightarse T-mobile plan.
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    Strategy to obtain US Amex

    I agree, I used ApplePay to make a purchase to OW (admittedly for $A2k to get started on the SUB spend but it got declined and all my Chase accounts frozen. Glad the banker from the branch remembered me so reactivated everything without me having to go into the branch. I’ve been using the...
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    Strategy to obtain US Amex

    Excellent. What’s the optimum time I wonder if you’re not at 5/24. I’m hoping I’m not yet tho have gotten some Amex business cards lately. I know business cards traditionally don’t count but that has sort of changed recently.
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    Strategy to obtain US Amex

    How long did you wait after getting the CSPto apply for the Ink? Did they want an SSN or ITIN was sufficient?
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    Strategy to obtain US Amex

    Seems like it. Thanks for the heads up. I’ll look at other options then. Will not having a ‘business’ relationship make it any harder to get an Ink card and how long should I leave it from when I’ve started using my CSP which is effectively now?
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    Strategy to obtain US Amex

    Just tried to set up a Chase business Checking account to try to qualify for the $500 bonus and in a few months, trying to get the Ink Cards. It's refused to proceed as I don't have an SSN. I have ITIN. Does anyone have any DPs on this? I'll need to forgo it otherwise. Will this be an issue when...
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    Amex Centurion Card eligibility in Australia

    Amex would need to reduce its merchant fee significantly which would mean there would be no more MR points for us as that’s what funds the ‘rewards’ points.
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    Strategy to obtain US Amex

    FWIW I have the Green. It's bonus categories currently work in AU m& I transfer my AU MR once a year. Shame the AUD is falling like a stone! I have Marriott Brilliant and depending on where you travel, the boost to Platinum Status won't make a difference - I went to Japan and stayed at a St...
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    Strategy to obtain US Amex

    Thanks prozac. Looks like similar rules about moving up and down the chain as for AMEX also apply to C1. Having said that, there's only so many reward programs one can follow unless one has limitless spending (I'm not there by any means) to "feed" all the cards. I think I'll bid my time with...
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    Strategy to obtain US Amex

    Yeah, my first Chase. I'm trying to get into the Chase UR ecosystem. I'll look to get an Ink card in the next year or so. I can't get the C1 cards (or maybe I keep trying for the wrong one - I'm trying for the Venture) and either can't satisfy the US government issued ID requirement or I'm...
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