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  1. Nutcase

    Next earn rate cut - HSBC Premier World Mastercard

    Disgusting? Thats a bit of an over reaction don't you think?
  2. Nutcase

    Qudos Bank Visa Platinum

    Given that all banks cards businesses have the same revenue and cost issues and Qantas charge all the card issuers the same amount for points it's hardly surprising that this card has been clipped. It was only a matter of time. . Reviewing the scheme market the issuers are left with 2 options...
  3. Nutcase

    Excessive Surcharges after 1 Sep

    Im super impressed. Especially since The Goodguys will be part of JB soon.
  4. Nutcase

    Excessive Surcharges after 1 Sep

    Thats a great story. You saved about $60! Awesome.
  5. Nutcase

    Excessive Surcharges after 1 Sep

    The odd thing with JB is that they offer interest free terms through HSBC which for 48 months or more would cost them around 10%. The average ticket is a lot higher than an AMEX purchase however you would think that they would encourage AMEX rather than discourage it. They are just being lazy...
  6. Nutcase

    Jetstar Platinum MasterCard points cuts

    I would expect that the reply you will get is "not at this stage" and then a review will be under way. WBC are currently reviewing the QF card as are ANZ and NAB given the next tranche of interchange reductions are due to hit next year. Given that all financial institutions have the same...
  7. Nutcase

    Excessive Surcharges after 1 Sep

    Singapore has different interchange rates to those in Australia. The Singapore government has more legislation around the issuing side (credit limits) than it does around the acquiring side. The domestic business in Singapore is also very small and they have a much higher foreign spend on their...
  8. Nutcase

    Jetstar Platinum MasterCard points cuts

    https://www.qudosbank.com.au/Products/CreditCards/VisaPlatinum
  9. Nutcase

    Excessive Surcharges after 1 Sep

    Foreign cards were not included in the calculation of the wholesale weighted average of 0.50%. I believe that has now changed. Foreign card interchange (depending on the scheme) is/was around 2%. The acquiring bank puts a margin on top of this. And yes, Banks make a LOT of money out of foreign...
  10. Nutcase

    Westpac Altitude Points Devalue September 2016

    If the behaviour was within the T's and C's why have the accounts been closed?
  11. Nutcase

    Westpac Altitude Points Devalue September 2016

    Having your bank account closed by a bank for misconduct is a big deal usually reserved for those in the community who launder funds or other kinds of fraud and criminal activity. Its isn't done lightly or without repercussions. You're in fine company with these people. One step at a time. QF...
  12. Nutcase

    Westpac Altitude Points Devalue September 2016

    No problems. Just my community service effort for the day much like my work with BWA and their FF bank account. That took far too long for the product people to act however. Ongoing discussions with QF to claw back the ill obtained points continues unabated however......
  13. Nutcase

    Westpac Altitude Points Devalue September 2016

    Good work Nancy Drew . People in call centres love customers telling them what to do and Im sure that when she tells all of her colleagues about it they will give her an award.
  14. Nutcase

    Westpac Altitude Points Devalue September 2016

    She hadn't been informed about a change in one product - one of thousands of products that the bank sells. Perhaps its more of a comms issue from the product team rather than a failing of the employee? If the customer service person was off shore would that we better given that Australia has...
  15. Nutcase

    Westpac Altitude Points Devalue September 2016

    I bet that she really appreciated that help and spoke about you in glowing terms after the call ended.
  16. Nutcase

    What on earth is going on with Macquarie's credit card assessment process?

    Good grief! Are you serious? This is the HR departments job. Most large organisations HR functions have a dedicated area just for this kind of verification. Its not unusual. Even a bank's HR department has an area to verify income for other banks credit areas. HR people are not delicate...
  17. Nutcase

    Waiving of annual fee for Black Card?

    Just be careful with this trick. Whilst your complaint is under review there can be a freeze placed on many aspects of your account. This is part of the FOS process. Im also not comfortable with vexatious complaints clogging up the FOS just to try and leverage a fee waiver for personal gain...
  18. Nutcase

    How is Western Union treated by Westpac?

    Paypal? I was managing payment processing in Myanmar through Bangkok. It can be done
  19. Nutcase

    Received 2000 Bonus Qantas Points by makeing 6 or more purchases before 31 July 2016

    Re: Received 2000 Bonus Qantas Points by makeing 6 or more purchases before 31 July 2 Did they really misspell "making"?
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