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As long as you think that you're getting a good deal the more power to you. The reality is that Holden wasn't giving anything away with that card which is why it no longer exists. Holden's over inflated list pricing and subsequent deep discounts (fleet discount for everyone) tried to given the...

Many customers seem to think that they have enormous value to the Bank when the opposite is actually true. The numbers don't lie.

The Holden card and Kris flyer card were both bit players whose lives were cut short due to lack of interest and demand. A $3,000 discount on the list price of a Holden is not what you would call a big benefit. Perhaps the Holden dealer saw you coming? Given that by your own admission you have...

As will all parties, they are always well and truly over well before the last stragglers leave.

A cruel blow? No one died or got hit by a car. Its just a Bank product thats been changed. Some perspective may be beneficial.

Bank's are not charities so if you are unprofitable - exiting you even after 30 years is fine. If all you have is a transaction account, a card that you pay no fees on and not much else then they have no motivation to keep you

Signing up for cards and getting bonus points and then ditching the card for the next deal is not some kind of witchcraft that is only known by a select few. Its common knowledge and everyone can do it. With sign on bonuses, all thats happening is that the first years fee is being rebated by...

You sign up with them - they don't sign you up. :)

Of course not. No one on the forum does.

Given that all the Bank's cards businesses have the same costs and revenues it cannot come as any surprise that this card has fallen into line along with all the other scheme rewards cards in the market. As has been discussed ad nauseam - Interchange was capped at 0.80% which is the revenue...

Given that the interchange for Government is so low (0.275% for Visa and 0.11% for MasterCard) then expect basically zero ATO points from the WBC scheme card. Keep in mind that these rates overrule the 0.80% cap and 0.50% average. As for the AMEX? Expect what AMEX offer now for government spend...

I note that you have changed your post since I quoted it to tell me that what I have said is now utterly false and inappropriate. Whats with the personal attacks? This information is publicly available. AustralianBT and Mozo are reporting it. I understand perfectly what has happened with WBC...

Other minor changes from Westpac included reducing the annual fee on the Altitude Black card to $250, bumping up the points earn rate on Altitude Black Qantas Frequent Flyer Visa cards from 0.625 points per $1 spent to 0.75 points and removing the points caps on both Altitude Platinum Rewards...

I have simply provided an update regarding WBC's move with its AMEX fleet and some commentary around why this is happening and what the potential outcomes may be. What you do with this is up to you. Whenever I post on this board you go to great lengths to try and impress me with your ability to...

You're a very clever boy. Daddy is proud of you.

This will cost WBC nothing and will upset the RBA which is probably deliberate on WBC's part. The rumour was that they were going to do this 12 months ago. Expect a standard AMEX card from the existing fleet, except with a WBC logo on it. WBC will split the annual fee revenue with AMEX for...

Spooky isn't it? Thanks for the cheap shot too.

Not sure how you spin this as "great news" but each to their own I guess. From April next year - WBC/AMEX cards will no longer be supported. The standalone black MC will earn $1 = 1 point for the first $5k of a statement. AMEX will issue a co-branded WBC card however this will be an AMEX...

I'll just leave this here for you. westpac-drops-american-express-companion-cards-announces-exclusive-offer

<redacted> Seriously, wait until the dust settles post June when all issuers have made their enhancements™