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  1. M

    10 million points giveaway - and a 15% bonus points transfer offer in November?

    I was holding out for this till november with fingers crossed, and the fact ANZ were giving me 25% bonus on all points earned the last 3 month now perfect timing for me, my anz black annual fee is due November so transfer and cancel!
  2. M

    Home Loans: AMP, HSBC and Resimac

    No offset account... however free withdraw so i guess its the same thing
  3. M

    Home Loans: AMP, HSBC and Resimac

    Im looking around currently just FYI rates ive got for 400k NAB 4.15% and either 250k velocity points OR $1500 cash (this will rase to 4.32% mid November) ($10 a month fee) Suncorp 4.09% wave all package fee for life of loan (normally $350) + $1500 (no rate announcement yet) ING (as above) 3.99%...
  4. M

    Redeeming Any Seat for Status Credit

    No where near enough to make it worth while maybe 2000 points? .... SYD-BNE J is what, $400-500? 70,000 points is just a sign up bonus away from 96000 which is SYD-LAX in J worth whats 3-4k one way? Unless you are points rich and have lots to blow any seat is not worth it
  5. M

    Advice Please - Qantas loyalty vs Virgin loyalty

    Virgin Pro's: Family pooling easier to get gold status for one of you. cheaper redemption taxes can transfer to SQ if required often slightly cheaper than qantas (maybe not much anymore?) Cons Less airline partners due to not a proper alliance like OW (effect depends on where u fly overseas)...
  6. M

    Melb to LAX Aug 2016 - when to buy tickets

    Im going to assume this is with QF? Just heard on the radio that QF fares are going up $10-40 domestic and upto $400 for international as of today but im going to assume this is mostly for the flexi's but may have some impact on the saver etc.
  7. M

    Uber new sign up - $10

    and here's mine if anyone wants to share the love. https://get.uber.com/invite/vw4fk
  8. M

    Dragonpass Lounge Access

    If its the same terminal then im assuming u do passport control and that in JFK? if that's the cause u will have plenty of time, simple work off the plane and to the lounge, probably a good 1.5hrs. If that is not the case and u have to exit, so therefore clear security and customs people...
  9. M

    Best/Worse Airports in the World and South Pacific

    Best/Worse Airports in the World and South Pacific as done by SleepinginAirports Changi voted #1 again Interestingly it ranks Adelaide as #2 in the south pacific. Full list here World’s worst airports for 2015
  10. M

    Opinions

    The thing I don't like about Qantas is they are all opt in or nothing this is not a problem if you just want to fly Qantas though. Other cards you have mentioned you can warehouse points and transfer to whichever airline you wish when you are ready to book, so more flexibility... Really it...
  11. M

    Amex Velocity Red 15,000 points for free (No annual fees) 1 point per $1

    Hi guys, here is my referral link. Amex Velocity red. You get 15,000 point. It is a point per $1 spend or 2 points per $1 on virgin. If you apply without my link its only 7,500 points Card Details: https://www.americanexpress.com/au/content/velocity-rewards-cards/velocity-escape/ Referral...
  12. M

    CBA Boss calls for ban on 0% Balance Transfers

    Comm bank don't offer any BT cards, so they aren't making or losing out on money that way. BT is good for some people, I know a lot of others who wouldn't understand these cards do a BT and then keep using the card, not paying off the purchases. The best step would be that if people use BT...
  13. M

    Virgin Virtual Network to Europe - Lounges or Premium Economy?

    Honestly the kris gold isnt to bad, although I have never been to the silver. only downside is the no shower, but that can be had by a few $'s or free if u get the 2x $20 changi vouchers EY econ is also an extra seat then SQ Y so more cramped, Y+ will be even better again. If it was me I would...
  14. M

    What’s the best credit card for my situation?

    There is no minimum spends at all but more of you must earn X amount a year to apply for them, and of the bank upto gold levels should be fine with 50k, some platinum, others are around 65-70k per year. The amex ones I mentioned should be fine for the 50k aswell Low rate cards arent all to much...
  15. M

    What’s the best credit card for my situation?

    You need to decide which airline you want to gain points with. Rewards cards generally don't have low interest rates, but if you pay the bill off each month in full you never pay interest anyway. If you cant pay off in full each month I would suggest getting a bank visa/mastercard with low...
  16. M

    Citibank Signature Travel Insurance - No Coverage for Hatchback Rentals?

    I would think hatches would be fine, and this would be more to cover scooters, bikes, trucks, vans and the likes, but with that wording it means they could get out of covering it. I would at least email off a question to them, that way you have it in writting
  17. M

    Europe - December - best places?

    Really depends what you want to do... but my suggestions would be swiss alps, Prague, Budapest, Berlin
  18. M

    Travelling to work 'is Work'

    It changed a few years ago in QLD anyway, its no longer covered
  19. M

    Amex travel - points, status credits and/or upgrades?

    No miles or status on fares booked with velocity points, If you have lots of points and don't mind spending more points just to get the SC's then that's a perfectly fine way to do it if award flight aren't available (otherwise I would Just book J anyway). But if it takes you a long time to...
  20. M

    250,000 Velocity points for new NAB home loan customers

    The will "try" to match rates with other big banks though, so if you can find a good offer with them (should be able to get offered rates under the advertised rates)
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