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Good Job! Given that the minimum credit limit is $30k. Not many people can be approved of such limit in total, let on one card.

That card was indeed, my oldest card with 15k limit. I had it for 4 years. Of all the other 15k cards I had, NAB, ANZ didn't drop my score much when it was cancelled. even cancelling the 8k go mastercard (silly cough, i know) didn't do anything to my credit score. ALl those cards I have had only...

I remembered when I cancelled my free for life Citibank Card with 15k limit - it was frankly useless card - my credit score dropped from 734 to 630 within a month. This is a card I had for 4 years. My guess is that by lowering my maximum credit limit, it had impacted on the score. Has it...

Credit scores is irrelevant if your income is high enough. Generally it drops a little bit when you cancel a card with large credit limit, but it soon rebounds back eventually.

I have 4 direct amex's and they still posted the 15k bonus I applied for the platinum alititude qantas.Its nowin my QFF account. :D. So go ahead and you don't need to worry.

Amex usually rewards the points quickly and it shows up in your amex account. But it usually get stuck until a couple days- weeks then it will transfer. my sweeped around 06/08/09 and 06/09/09 when I got my card around 04/08/19. Westpac side, make sure you call their credit card services to...

Dunno, citibank has a habit of devaluing their point. Looked what happened to conversion rate to various airline in the last 2 to 3 years.

this would mean that one can only hold 1-2 types of citibank cards at once. I find it was easier to get approval for citcards if my kept my credit limit <15% of yearly income.

Try this link for the 120k points , ends 31/10/18. To me having 2 x virgin highflyer over 20 months beats Citi Prestige as I have Amex Platinum. I merely use highflyer for creative ways of spending. Apply Now | Virgin Money Australia

based on what I read, Citi isn't exactly the best in telling what eligible spend or not. Citi cards also has a huge problem of counting eligible spend. Someone in the old virgin highflyer thread mentioned that anything you spend within 6-7 days of your statement dates sometimes won't post from...

Just go buy some visa 1 gift cards :P

self check outs are painful, would rather pay that $5 than wait again.

Wouldn't be practical to swipe $100 a time in the local AP, assuming the dragon allow you to do that. Other payment processors are either in shut down mode or not signing up to new customers. Unless someone has found a way to load those cards into eftpos..

Weird, after buying 40+ of those cards from just one woolies, there's like 40-50 left in one of my local qld store. Maybe the trick is to go to stores with mutliple of those machines with a stressed out manger and short staffed? :P Its true that previous mentioned methods works and staff at...

Maybe the bank had noticed your total credit limit is too high for their liking. Happened to me before too with other westpac cards.

Only if you travel a lot, then the charge and reserve will be useful

Maybe the name on the QFF don't match what they have on the profile. You may have to include any middle name that is declared on your QFF profile. Like westpac have to register Timmy T Lee, not Timmy Lee if the person's QFF Profile is Timmy Lee.

Maybe you hit your credit limit. Drop down the limit on the existing cards by 3k-6k, then reapply in 3 months time for a 3k limit card. Its fun to roll with 4 amex + a charge card here.

Just raise it with live chat so they can review those transactions.

Dunno, my case is under review for Target spend..