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no, the reply was for Shanye2233; I'm quite happily enjoying this marvellous service offered by various companies at reasonable costs.

unclear what you're talking about or what you actually did. the exesssss card is an eftpos card, so it obviously won't work on line, or in person unless you select "Savings" on the terminal. it will definitely work if you go in, say "I'd like to pay this bill", hand them the bill, say you'd...

eesh, go try. but yes, counter or self-service, you can specify how much.

it's a credit card, so yes it has atm cash-advance fees (28degrees is unique in that regard). exchange-rate-wise, it's always been within <1% of 28 degrees in my experience (sometimes slightly better, sometimes slightly worse).

no, there's also the cash advance fee that BW has and 28degrees doesn't.

no, it's up-to-55-days, same as BW.

Min limit is definitely not $8000, whatever they may claim.

Re: Does BPAY with a Citibank Emirates card get treated as a purchase or cash advance as always, depends on the merchant.

with rewards, that is. bankwest zero platinum has no forex fees and is $0/year.

no it does not

fyi Amex told me last week that you can ask for a credit limit increase every 3 months - which was surprising, but they swore it was the case.

That's pretty much universal amongst all issuers aside from Amex, at least since July 1.

erm if you want the diners with mastercard, its $389/year.

ah, ok, less stupid, though there should be an option for the security question on the desktop (as the otherwise identical Virgin Money site does).

For they keyboard thing, I just have LastPass subvert it entirely. Do they seriously decide whether to mandate OTP by User-Agent???

well think it through. are you going to get a credit limit high enough that the interest you'll make on that amount in your savings account over 9 months + whatever vouchers you'll get for that spend worth more than 16000+thatlimit QFF points?

? login, fill in additional card application, post, enjoy.

after the auth on bw turned into a charge, it's now $9.58, same as 28 degrees. will reply again when I get the statements.

No Annual Fee Credit Cards -> fees tl;dr, it's a credit card man.

$US10 transaction on aug 3: * $9.58 on 28degrees * $9.57 on citibank plus * $9.53 on bw platinum may change when statement is issued, dunno.