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Citi will not let you have Citigold indefinitely after you have taken your money away from them, but there appears to be a lag and/or discretion.

you can obviously apply, and citi has no specific policy to bar you (if you'd just got a Citi card you'd get automatically denied), but signature appears to be relatively hard to get so they may decline you and/or only offer you platinum. denied or not, you'll have two applications in your Veda...

they're not going to accept bpay from your credit card.

No, but you could enroll and send future points to qff as you earn them.

http://www.citibank.com.au/global_docs/pdf/MCG12231.pdf

QFF is $49/year, and remember ATO gets you no points. universal across every card you have or exists.

Correct, no Qantas for Platinum.

the wine thing is available to anyone with a Citibank card, including the Citibank Plus debit card. only condition is that you nominally need to pay the bill with a Citibank card (no idea how well that is enforced).

yes - it says "free for life" in inch high letters.

well, $49 for QFF is not too bad, I guess.

check out the offers subforum, citibank has quite the deal on at the moment (assuming you like Virgin and/or Singapore).

http://www.australianfrequentflyer.com.au/community/citibank-rewards-program/bpay-attract-reward-points-citibank-40650.html

50% waiver is the best I've seen.

if the extra $40 is really a big deal, wait for a no-annual-free-in-the-first-year promotion then get them to waive it in every future year.

Re: 28° [Wizard] Mastercard Cash Advances while overseas unless you really think you can predict currency fluctuations, and do it better to within 3%, it's worse in every way than the Citibank Plus, 28 Degrees, Bankwest Platinum or Aussie Platinum cards.

Re: 28° [Wizard] Mastercard Cash Advances while overseas and you need to be pretty sure it'll be more than 3% lower when you need to spend, or you're still behind due to fees.

Re: 28° [Wizard] Mastercard Cash Advances while overseas it's a transaction account, basically no transaction accounts allow you to bpay in to them. get a less ridiculous account, or open a Ubank account, which you can BPAY to, then transfer from.

untrue, some cards will show up in the "Current Credit Providers" section of your report, and current Amex accounts definitely show up.

Re: 28° Mastercard Cash Advances while overseas [No more free cash advances from 1/1/ hopefully citibank keep Citibank Australia - Rethink your everyday , then.

still doesn't exist. WW is the cheapest 1:1 Qantas credit card available. They're very good about waiving annual fees after the first year, though, so perhaps you want to just wait for an inevitable "NO ANNUAL FEE FOR THE FIRST YEAR" signup offer.