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pretty sure "high net worth" == Visa Infinite.

I'd say it is because the higher interchange fees on super-premium Visa cards make them a pile of money.

as always, citi pays no rewards points for ato transactions.

no. blah blah

pretty sure that Visa doesn't have a minimum credit limit for Signature, just a rule that it has to be higher than Platinum and, iirc, that they shouldn't decline transactions that would take you over.

they seem very unwilling to give you a limit below $15k for signature (ie everyone appears to have such requests refused). perhaps they'd temporarily lower it once you had it, though.

? it's a fee-free $1:1 Singapore or Virgin Visa card. how could it not be a good deal?

what makes you think most of the top-tier lenders won't report the maximum permitted amount of repayment history - from December 2012?

Re: 28° Mastercard Cash Advances while overseas [No more free cash advances from 1/1/ absolutely.

Re: 28° Mastercard Cash Advances while overseas [No more free cash advances from 1/1/ there is not, and yes, they differ. Exchange Rates - Visa Corporate , https://www.mastercard.com/global/currencyconversion/ .

it'll count as you using one of your vouchers and you paying for one guest.

Re: 28° Mastercard Cash Advances while overseas [No more free cash advances from 1/1/ the attraction is that it is a) Visa b) fee-free and c) $1:1 for Virgin and KF, which is previously unheard of. whether it is useful overseas depends on whether you consider 4 KF points to be worth a 3% forex...

sounds like applying online would be a lot easier, then emailing them the notices of assessment when asked.

Re: 28° Mastercard Cash Advances while overseas [No more free cash advances from 1/1/ a transaction account that charges no foreign exchange or foreign atm fees. okiedokie.

Re: 28° Mastercard Cash Advances while overseas [No more free cash advances from 1/1/ you've had months of warning - even if there hadn't been a cash limit, wouldn't it have been better to get a Citibank Plus account in October?

eh? you already have a credit application on your file, so cancelling it won't help with that. from March or April 2014, though, with enhanced credit reporting, the fact you have the card and it's limit will be visible. if you think that'd matter for a future application, just cancel it then...

it's to devalue your points, of course. anecdotally it actually only takes a couple of days.

then does not need to be listed as yours. last year's group certificate may be enough, if not, accountant should be.

> I also applied for a Signature or Select card (can't remember which on) on 15/3/13, which was declined. don't forget that credit reports only show applications and defaults. > Firstly, any chance of being approved for signature considering i got declined on 15th March this year, which is...

> been posts on this thread about people applying on-line and being declined because they already had a Citibank card. pretty sure this doesn't happen - Citibank will not approve a new card if you've applied or upgraded a card with them in the past 9 months, though.