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LOL every man and his dog will now be earning QFF points.

Same thing has happened on my CardServices (citibank) account. All points to zero looks like this cough is finally working as planned.

Not really but I'm thinking it'll be around the same time those everydayrewards cards start earning QFF points and Qantas start raking in the kickbacks from woolies..

Since you're paying the fee by CC the fee should of course be subject to another fee of 0.67% etc etc etc :)

My point was mate that you won't be paying tax for 2007-08 unless your taxable income was over ~14K. Anything under that the tax-free threshold + low income offset will cancel out and you pay zero tax, so don't qualify for the 900 rudd bribe.

That 10K could be your problem john, the tax-free threshold plus the low-income tax offset is now so high that you effectively need to earn about 14K+ to actually have paid net tax by the time you settle up with the ATO. If you only earned 10K you'll get ALL your tax back and won't be...

They also make more money from the higher merchant fees of platinum card transactions.

I have this card. It's pretty good as far as I can tell. Just enrolled it in the QFF so I'll be using it for quite a while. I'd say the t&c's would be very similar to Citibank Gold.

There are so many incorrect perceptions about credit reporting in Australia. I remember a conversation with one stupid girl. "I have a AAA credit rating". Me: How the frak do you figure that one? "Because I never use my credit card for groceries or alcohol and the CC company can see...

Hey John. I have a debt card as well which i'm revolving, but I also have a rewards card which I use for expenses and pay off in full every month. It's helpfull to do it this way so that at least some of my debt is interest free every month and it also gives me the one month buffer. You'll...

I once had a bpay payment (not to citibank) that got completely lost and never made it to its destination, despite using correct details and the bank claiming it went through. Took freakin months to sort out.

Oh great advice. Except he's already bankrupt and doesn't need to do any of this. Send 1c a day to his creditors? LOL.

Stop telling him to pay down his debts. He's going bankrupt, the whole point of which is to not pay your debts amirite?

Yeah I've fallen for this trap recently. My Citibank Clear card has reverted to the cash advance rate of an incredible 20.74%. At the time when I took out the BT the cash advance rate was always the same as the purchase rate, currently 12.49%. Citibank are totally raping me now, my fault but...

I always log into the account online before calling so I can easily rattle off any answers to stupid questions. One day tho even that didn't help. "What was the amount of your last payment?" $850. "I'm sorry sir but that answer doesn't match my information, I am unable to continue this call...

The cheque is definitely the way to go. No positive balance and you get to keep the money in ING and earn some interest. BTW citi is the last place I'd want a positive balance :p

I'm not sure if Citi (or westpac) would want the balance transfer feature used like that, to go into a huge positive balance. What you could do that would make it look a bit more legit is first to do a balance transfer with the Citi account, using the 'Send me a cheque' feature. You could...

Time to hit the pokies!

I disabled my facebook account when it became apparent that I had about 9 friends and my computer illiterate dad had about 60. I fail at facebook.

Re: Woolies everyday rewards cards soon to earn QFF points? This is a good point there are those with bad credit history etc who might like to get into the points-earning game, however I can't see the woolies earning potential being worth the $82 joining fee. Perhaps a former credit card user...