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    QANTAS Cyber Incident

    If there's a link in that email, don't use it.
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    The view or two from my "office"

    A view of (not "from") my office for the next week (WFH?). Cruising around the Yasawa islands, Fiji. <redacted>
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    I'm in the QF Lounge thread

    I'm in the SYD T1J lounge until 12:30...if anyone is in the F lounge that can guest id love to meet 😁
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    Fiji Airways Business Class A350 MEL-NAN

    Thanks, actually outbound in the qf t1 lounge now so will check it out later
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    American Express Velocity Escape Plus Card: 50000 bonus Velocity Points for $1000 Spend, $95 annual fee

    Gee only just saw your post, effectively 50,000va points for $45, was best value offer for ages. Offer now "enhanced" 20,000 velocity points 😟
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    Virgin Australia IPO Discussion

    I I recall Qantas earning more from it's fuel hedging than operations. But of course things can go the other way.
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    The American Express® Platinum Card Referral 275K Bonus Points

    Clicking on links, seems to be down to 200,000 points now.
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    Superannuation Discussion + market volatility

    Me too, 8% net av return, and as I said in "growth" investment option, I used"Superguide" as my source, which states 10yr average as 9% on growth and "Performance is shown net of investment fees and tax, and before administration and adviser commissions. Our main differences are in indexation...
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    Superannuation Discussion + market volatility

    Sure, starting balance $1m In year 1 add $25500 ($30k before 15% tax) x 1.08 = $1107540. Repeat (+$25½, then x 1.08) 11 more times. Takes 12 years,obviously from any age, and for simplicity it doesn't account for the contribution may be spread over 12 months but conversely also doesn't account...
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    Superannuation Discussion + market volatility

    No in my example the top-up, depending upon how much one's SG might be, requires maybe an extra $10k pa (net) for 12 years.
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    Superannuation Discussion + market volatility

    I think many more people will be affected in retirement by the proposed changes, than they realise. Eg, a 55yo with $1m balance. Contributes $30k pa through SG + deductable topping up. Say, 8% av. return in growth/share option. Super balance will be>$3 by retirement age 67. Historical returns...
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    Are the days of Points collecting over?

    17! Very impressive planning irrespective of redemption or paid. And I suppose that's the point, you can get value but it requires a lot lot more planning.
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    Made any travel mistakes lately?

    In last week's SMH. I sent it to my nephew who was charged about $100 syd airport to the cbd, so sharing here too
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    Made any travel mistakes lately?

    Lost my credit card yesterday, 1st time in 50 years. It fell out of the phone wallet. Not really a "travel" mistake unless walking from a Brisbane train station to Uber counts, but relaying now my Macquarie bank app experience. Put temporary stop on card, quick and easy just a few taps. Short...
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    Superannuation Discussion + market volatility

    In today's AFR https://www.afr.com/wealth/tax/these-4-deductions-could-cut-your-tax-by-121-400-20250602-p5m48s Journalist states "Concessional super contributions. The first deduction which is open to people age 66 or under with less than $500,000 in their superannuation account, is the ability...
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    LAX Metro now open.

    "Connect from LAX/Metro Transit Center (Bus Bays 1 and 2) to all LAX terminals via a free, frequent shuttle." So similar to what you do when dropping off a hire car I presume.
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    Where's the ham?

    I commented about exactly this to the person behind the counter some months ago, was told that you can ask, however they said they didn't have any at that time. Since have forgotten about it, I've gone over to the dark side (qf) for next few months.
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    Superannuation Discussion + market volatility

    Mmm at "age 40". So you missed out on what I was paying in 1980s, 60%+medicare. Kids today ha 😁.
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    Superannuation Discussion + market volatility

    I like Henry's proposition "Pension mode should not be tax-free...". I'm old but I nevertheless think that tax should be based on income, not age. Yes we've all "paid our taxes" but that doesn't mean one is then entitled not to continue to equitably pay taxes, and reap the benefits like Medicare.
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