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The taxi driver has no obligation to give you a "real" tax invoice unless the fare is over $82.50. A credit card receipt or invoice on the back of the taxi business card is sufficient for tax purposes to claim the GST providing the amount is under $82.50. It is only for amounts over $82.50...

In Thailand, it is better to use an overseas SIM card than a local one with an iphone. With my Australian sim card, I could turn of roaming and it would not use data. With a local prepaid sim card, I would recharge 300 baht and the credit would be gone within 3 hours or so. This kept...

I earned close to 2 million points before I had my points capped with a Citibank Platinum card. I think the main difference with Citibank is that it is a manual process whereas with most of the other banks it is an automatic process. With Citibank someone needs to actually notice and then...

Amex is particularly fussy about the time at your current address. Being over 3 or 5 years really helps. Also Earth card is assessed by Westpac, where Amex card is assessed by Amex. These applications are processed by different companies, so if you are declined by both, I would suggest...

The Australian dollar exchange rate is a major factor in the price comparison. The rate is relatively high at the momment. If we had an exchange rate around $0.50 like we had a few years ago, it would be a different story.

A word of warning regarding Bangkok Airways (or the luggage handlers): Myself and a colleague flew Bangkok Airways. On checkin I had a bag and they had a backpack. The check in person put security seals on my bag which I thought was a little unusual. They did not put them on my colleagues...

There is no rule or regulation that Amex must follow. They can create their own rules based on company policy. I would suggest that Amex will never give you a card again. Just don't let it bother you. An Amex such as the Qantas Platinum card (Amex & Visa) is similar to cards that Amex offer...

Ok, so to clarify this thread, it seems that you will be charged the following: * NAB Gold Banking/Wizard Mastercard : Only ATM operator charge (if any) * ING Organge Everyday account: $2.50 + ATM operator charge (if any) * Most other banks: $5 + ATM operator charge (if any) + 2%-3% So ING...

Do the NAB & Wizard card reimburse the overseas ATM owner fees? I was thinking it may be difficult for the Aussie bank to even know about the fee. Because in Australia, the $2 fee usually shows seperately on my statement, whereas in Thailand the 150 baht fee is just added to the amount that you...

Any idea what rate ANY provider uses to calculate the conversion? Based on other threads, it seems it is very hard to work out what rate a provider uses. I think the best way to test is to make multiple withdrawls of the same amount from different cards at the same overseas ATM at the same...

I was having a look at the new ING Savings Account - the Orange Everyday account (with a Visa Debit Card) which is promoted for having virtually no fees. Looking at the fees table, I noticed that the overseas ATM withdrawal charge is listed as $2.50 with no currency conversion charge. I...

Whilst the idea has some merit in theory, it is a bad idea because if the security relies on identifying "known" suspects, then it shows that the security is not very good at all.

Exactly. Some people so easily get a false sense of security. Who cares who is flying? All that matters is that people don't have any weapons or bombs or dangerous goods. Security needs to be proportionate. Why make security so crazy on planes when there is so little security on trains and...

Looking at this thread and another on Wizard removing the advertising about fee free international transactions, makes me ask the question: Is it still worth applying for this card? Current cardholders - Is the rate still OK? Or has it got worse to make it not worthwhile?

... I am not sure if the movie meets expectations. It is not bad - just not great. ...

I ... watched it ... It was OK, but not as good as I had expected. ...

Also check the CVV number (3 digit number). As a merchant I have seen the Incorrect Expiry date error when the CVV number was wrong (and the expiry date was correct)

Hi, Unfortunately many popular scripts (eg. vBulletin or mailing list software) have been built insecurely and many "hackers" often find vulnerabilities for such scripts. Then the script maker will release a patch, and then some time later, another vulnerability will be found. I run multiple...

Nice to see some community spirit as you can sell your Qantas club passes- the going price is around $50.

I agree with you. The people who think they act "ethically" by complaining about Qantas changing contractors to Prison workers are actually hurting Disabled people more as in the future Qantas and other companies will be very hesitant to ever give work to Disabled workers due to the problems...