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Yeah I started with the online chat who basically parroted the website, and referred me to the call centre or email. I also wanted a response in writing, so I emailed; the response wasn't very specific (despite my questions being quite specific !) However they did say: To my reading, it...

Thanks; so did you book the Europe stuff on a different card ? Was Amex/Chubb ok to cover that portion regardless ?

So I booked Syd-KL return flights and then KL-Europe flights on a different airline/ticket. Looking back through my records (flights booked ages ago), it appears I used my wife's new-at-the-time Amex to book the Syd-KL return flights in order to hit a sign up bonus, and my Amex for the...

23k aud, so around 15k usd I have only had my green card for 3-4 months, so don’t have the history yet I suspect. The biggest charge I have so far placed was around USD 4600, and that triggered a ‘pay down 2600 please’ email…

I did the 'Check spending power' on my green card, and it said they wouldn't currently approve a $15k charge. If I was to transfer $15k in first, then make the charge, would this work at all ? Or am I just setting myself up for a world of FR pain ? Was thinking about purchasing business class...

I thought Amex stopped showing you fico unless you had an SSN ? I guess I was looking at it from the view of someone who wouldn’t really use Hilton points, but wants a fee free long term card to build score with (with the aim of getting onto Chase)

Any thoughts on this as an alternative to Hilton Honors as a second GT (to build long term credit score) ? Would having multiple providers improve credit score vs just Amex alone ?

In terms of first cards once you have an ITIN, any thoughts on the Petal card ? Forex free Visa, no AF option, and they seem focussed on showing you your credit score (and linking to Equifax etc) No points/rewards, but as a bridge to increase and monitor credit score while waiting out the 12...

Wise are certainly on the nose for me They charged a fee to transfer aud back to my local Aus (nab) account via payid. No currency conversion, just gouging

Thanks I thought I had also read that it was bad to pay off too much ahead of the monthly statement amount ?

I received a "Future Transactions May Be Declined; We recently approved a transaction, but your balance is high relative to your limited payment history with us." email after a USD4600 purchase on my 3 month old Green card (which previously had only had much smaller purchases). I had to wait...

I did it once before realising there were significantly cheaper options out there. It is very convenient (instantaneous) however...

My US account appeared automatically (and vice versa) without having to set anything up. I think it's a 'feature' rather than an option - they want you to use their expensive forex feature :)

Are we married to the same person ? 😂

How did you get the AF discount ?

Thanks ! Wow; they really didn't fill that out properly - supposed to give a reason from one of the options, not "The reason I'm applying for a new ITIN is because I'm applying for a new ITIN" 🤣

For the W7, if I'm choosing option b (nonresident alien filing a US tax return), is it ok to use my (relative's) US address as the mailing address ? Or does this then circle back to them asking why a nonresident has a residential address...

What perjury ?!

For those who have either completed a W7 themselves (or used a CAA), what reason was successfully used (a-h) for requesting the ITIN ? Assuming of course it was solely for US card purposes :) I think I'm going to have a crack at doing it myself

Given the sad demise of Maza, does anyone have a referral/discount code for an alternative ITIN service ? The usual suspects (SH Studio, EINExpress) appear to be $500 without discount Interestingly, it appears you can send a certified copy of your passport (rather than the original) when...