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  1. QF_Flyer

    Is Citi Plus still the best option for overseas cash?

    Really? That's weird, because I'm pretty sure Amex don't permit DCC at all?!
  2. QF_Flyer

    Up to 35,000 Velocity points for switching to AGL Energy

    Yeah ok, that makes sense actually. My gas bill is mostly supply charge except for May/June-August/September, although between the two the cost is pretty static month to month (cost just swaps from cooling/elec to heating/gas in the winter), but overall I almost certainly spend more on elec.
  3. QF_Flyer

    Up to 35,000 Velocity points for switching to AGL Energy

    Much the same, 20k points for elec received yesterday. Gas has at least transferred this time, Origin didn't bother actioning it when I went for the Woolies offer. Any thoughts/info as to why elec always gets the bigger % of the bonus vs gas?
  4. QF_Flyer

    Strategy to obtain US Amex

    Yes, should be fine - Resort Locations - Find Hotels - Hilton any of these locations qualify, and Hilton Queenstown is classed as a resort property (but not the DT, by the looks of it). Edit - this is for pay on checkout, no idea if a prepaid rate will work, depends how it's processed (by the...
  5. QF_Flyer

    Strategy to obtain US Amex

    How are you seeing this, do you add directly in USD, or load AUD then convert? I'm looking in Wise now, in the App, and loading directly in USD seems to have some incredible fees attached, unless by transfer or SWIFT (which defeats the purpose of Wise). It's free to add in GBP (direct from a UK...
  6. QF_Flyer

    Strategy to obtain US Amex

    Make sure the out part is done via the app though, HSBC are bloody awful in implementing fast payments, so doing it via OLB send it the old, slow way.
  7. QF_Flyer

    Strategy to obtain US Amex

    Yes
  8. QF_Flyer

    Up to 35,000 Velocity points for switching to AGL Energy

    Same for gas, elec transferred within days. This, every time I switch gas takes weeks, electricity days. In fact my last switch to Origin Woolies Rewards plan, they never bothered switching the gas, despite it being in the order, and had the cheek to offer me 5k ED Rewards points to switch gas...
  9. QF_Flyer

    Strategy to obtain US Amex

    They do, in fact any non-Aussie card, Amex or otherwise, pays out as a normal purchase on Aussie government spend (my experience is Amex US and Amex/Visa/MC UK, variety of points and cashback).
  10. QF_Flyer

    Strategy to obtain US Amex

    I've had to wait 10 days each time, seems to be more common than not, but if you can avoid it then doesn't hurt to ask, worst that'll happen is they'll say call back after 10 days.
  11. QF_Flyer

    Up to 35,000 Velocity points for switching to AGL Energy

    Thanks - makes sense. We've lived in our place long enough that's not an issue, but I'll def bear that in mind as it looks like I'll be moving back to Red sooner than I thought!
  12. QF_Flyer

    Up to 35,000 Velocity points for switching to AGL Energy

    That's good to know, thanks! Interesting, I assume that would potentially be an issue if you moved and the previous customer was also doing the same (unlikely as that may be)? But prevents householders simply swapping between partners every six months (unless they also link the name, must admit...
  13. QF_Flyer

    Up to 35,000 Velocity points for switching to AGL Energy

    Red energy has a 12 month waiting period.
  14. QF_Flyer

    Up to 35,000 Velocity points for switching to AGL Energy

    Rates are a win for me, I’ve joined and it confirmed both the VA points and $150 bill credit, great offer (Vic here).
  15. QF_Flyer

    Qantas Red Planet

    Does anyone else constantly get surveys about drinking habits? As in alcohol? I do regularly, depending on when I answer them depends on the outcome. I got one today, and screened out because I hadn't drank alcohol on Monday or Tuesday (it always asks for the last two days)! Usually I "have"...
  16. QF_Flyer

    Qantas Red Planet

    Don't worry, I got the same and I do drive, just had to answer a bunch of questions first before being screened out :mad:😂 So when my OH got it, I just said select don't drive, wouldn't take a road trip in NSW, screened out straight away, nice and easy haha.
  17. QF_Flyer

    Strategy to obtain US Amex

    I have to keep a list of them to tell me which is for which account when it comes to Amex! Not a list of the passwords (hopefully obviously haha) though, but I couldn't remember them without Apple's password manager.
  18. QF_Flyer

    Strategy to obtain US Amex

    I think they will, it's been around for as long as I can remember, although a lot of CSA's are a bit confused about what you're asking for sometimes. I most recently moved a couple of hundred thou from UK-US and the exchange rate is depressing, but 1:1 on both means it's still a win (UK is 3:2...
  19. QF_Flyer

    Strategy to obtain US Amex

    No worries, and good call pointing that out, it's easy to end up with things getting shut down because people do things like calling up the company in question and asking outright, or it just gets so heavily abused it can no longer be overlooked.
  20. QF_Flyer

    Strategy to obtain US Amex

    How does one go about getting the Amex US Biz cards? Do they require a registered US business? Everyone in the US seems to go on about them (and with good reason!) but I'd always assumed they had some sort of registered business/loophole that made them eligible. Australia's business cards...
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