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  1. QF_Flyer

    Is Citi Plus still the best option for overseas cash?

    MasterCard Platinum cards can be issued by any lender, most of them aren't forex free. The Commbank ones may be - I know the Commbank Ultimate Awards and Smart Awards MCs are (but with minimum spends of $2.5k/$4k monthly to avoid the fee), as are the BankWest World and Platinum MasterCards (with...
  2. QF_Flyer

    Is Citi Plus still the best option for overseas cash?

    I never realised that, I've always known both Aussie and UK cards to have forex fees...all other countries in fact, even Canada afaik...I suppose a corporate card it doesn't matter so much (unless it's you paying the corporation's bills!).
  3. QF_Flyer

    Strategy to obtain US Amex

    Hmm, not flagged as a CMRA according to this ZIP Code™ Lookup | USPS That's the only known issue I've had with addresses. I use Torrance (previously Gardena) too.
  4. QF_Flyer

    Strategy to obtain US Amex

    Oof which PE addy were you using? They have a few, hope they haven't all been flagged...
  5. QF_Flyer

    Is Citi Plus still the best option for overseas cash?

    US Amex cards don't charge forex fees, if he has one (or more) of them.
  6. QF_Flyer

    Strategy to obtain US Amex

    If it's in a phone with a data plan, it uses mobile data from your domestic plan.
  7. QF_Flyer

    Strategy to obtain US Amex

    No worries - I tend to do it in $2k blocks every few days in the first couple of weeks, withdrawing I so straight away, it's back in ANZ in minutes 🤣. Haha why doesn't that surprise me! I guess it'll live on for a while...we used to be able to fax from work using the MFDs that mainly print...
  8. QF_Flyer

    Strategy to obtain US Amex

    No worries. Yes I did, didn't bother changing my salary deposits so just moved it manually from ANZ and back (use the HSBC App for this, there's no Fast Payments online, annoyingly). About month 7 they sent me a letter (online in the messaging centre) welcoming me to Premier. I hadn't used a...
  9. QF_Flyer

    Strategy to obtain US Amex

    If you just pay in $9k per month for six consecutive months, you'll just become Premier automatically. This is in Australia, to obtain an Aussie Premier Account for those already holding a Global Everyday Account.
  10. QF_Flyer

    Strategy to obtain US Amex

    I would suggest waiting until your FICO appears, which is more difficult to find out now the app doesn't show it. Awardwallet does show it though, once it's there.
  11. QF_Flyer

    Strategy to obtain US Amex

    If you use QF points for payment you won't earn more QF points - however when you go to purchase, there's a slider to select to how many points to use, slide that to zero and max $ amount, and bingo.
  12. QF_Flyer

    Strategy to obtain US Amex

    Almost certainly yes. I was buying WISH cards when they were 4x points (on QF Marketplace) and they were coded as airfare on my Gold (3x MR), so I would expect the same from Aspire (7x HH).
  13. QF_Flyer

    Didn't expect this to be my breaking point, but it finally came!

    It is, and that’s why it’s imposed on European carriers at all times and non European carriers departing the EU only - “you want to use our airports, you’ll follow our rules”. I’m not 100% sure why it doesn’t cover inbound, but I guess because the UK/EU have no jurisdiction over what goes on...
  14. QF_Flyer

    Strategy to obtain US Amex

    Not personally with Wise, in fact I've had some really difficulties with prepaid cards, but there's always a way. Can you add them to Apple Pay? I'd suggest trying to use them to top up Revolut then either Rev-US card or Rev-Wise-US card, if that works (no guarantees though, sadly).
  15. QF_Flyer

    Strategy to obtain US Amex

    I would imagine so, they'd just code as Qantas spend on any which award extra points for that too. But I've never purchased them via that route. I do usually buy 4% discounted gift cards through Woolies Insurance and through a work gift card portal, Aussie cards have always just counted them as...
  16. QF_Flyer

    Strategy to obtain US Amex

    I wouldn't worry about it. After leaving the 10 days, you don't even need to change the address, just need to ask them for a new card to be sent to you overseas. I've been using Planet Express, not a single letter, card or anything has turned up, allegedly, even when tracked/signed for and with...
  17. QF_Flyer

    Strategy to obtain US Amex

    I've got the Aspire too, it was my first US card! But the Surpass currently comes with 130k + 1x free night, also a free night on 15k spend (as opposed to 30k & 60k) on the Aspire - so any normal spending (3x HH points) on that one and multiplier spend (airfare/car rental 7x, Hilton 14x) on the...
  18. QF_Flyer

    Strategy to obtain US Amex

    And the QF points post quickly too. Last day tomorrow (20/6) as a reminder for anyone interested. I've done about $1k total, a nice bonus for something I'll use fairly quickly. I don't really like holding big stacks of GCs, I've done $3k Apple cards before on the 20x offer, but that's about my...
  19. QF_Flyer

    Strategy to obtain US Amex

    So randomly today it's allowed me to re-add the card to PayPal and the aforementioned bill payment was fine this time. Not sure if they'd just blocked it until the delivery date (it was due yesterday, as usual Planet Express has "not received it", although we'll see this time as the USPS...
  20. QF_Flyer

    Strategy to obtain US Amex

    Gold, but Green would yield the exact same result. Hilton Aspire would give 7x Hilton points. 1718369232 Close, Gold, but only because I have a SUB to hit ;). Green would of course yield the same result. I actually prefer the Green for my needs, Gold is great for restaurants and flights, but...
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