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    New AMEX application - will photo of ID be required?

    Of course they won't. Like they were gonna make it public, so all the politically exposed people would know how to bypass the system?! A lot of these systems don't store your passport as a photo, because a photo file like JPEG is useless. They use OCR to convert the details into text values
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    HSBC Premier credit card - too good to be true?

    Not me, I don't use HSBC, as HSBC AU is part of HSBC Hong Kong, and HSBC HK has to comply with requests from the Hong Kong government, and they have complied with political crackdowns by freezing and taking people's money, so, no, no HSBC for me, as I don't know if I'm also blacklisted / wanted...
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    more than 1 Australian Amex?

    I have a $395 package, which is a package of: - gold charge - Reserve with $400 travel credit - Edge with $200 travel credit I have asked AmEx and they said that I would have to pay a separate annual fee for each card if I were to touch / pull apart / cancel this package, so I'm stuck with it...
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    New AMEX application - will photo of ID be required?

    This, except when this is not the case. A friend of mine applied for HSBC bank account 3 weeks ago, and the HSBC app needed them to take a photo of their licence or passport. When I applied for a bank account with Australian Unity 6 months ago, I also had to take a photo of my licence. Which...
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    HSBC Premier credit card - too good to be true?

    I cannot see any mention of "Premier" on the web site internet banking either. Premier account does not exist / not available in Australia, unlike other markets like: - Hong Kong, where they have separate "HSBC Premier Bank Account" and "HSBC One" which seems to be our Global Everyday but on a...
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    HSBC Premier credit card - too good to be true?

    Both cards earn HSBC points at $1 = 1.5, so both have access to SQ Krisflyer.
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    HSBC Premier credit card - too good to be true?

    Australia is deposit transactions worth AUD 9000 into the account monthly, you could take the money out immediately. It is not deposit balance nor relationship balance. Example: Move AUD $9000 from CBA to HSBC, then move the $9000 back to CBA immediately. This is easy for a lot of people, I...
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    HSBC Premier credit card - too good to be true?

    This is very strange, as this card is free in Hong Kong + UK + Singapore + Malaysia + India + Indonesia, so Australia would become the odd one out. Having said that, there are relationship balance requirements in all these markets which are not easy to meet, Australia is the only one which is...
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    Coles gift card offers

    So this web site is part of Coles merchant account (so to speak)?
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    HSBC Premier credit card - too good to be true?

    It is not automatic, you need to: Already an HSBC customer? If you would like to upgrade to HSBC Premier or to find out how you can become eligible, you can call us on: 1300 131 605 +61 2 9005 8114 (overseas) Monday - Friday, 8am – 8pm (AEST)
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    Coles gift card offers

    99% of these do not require manual involvement at store level, these are managed by the trade pricing team in the head office, setting up bombs and similar (you would know what's a bomb against a SKU if you have any knowledge on discount and promo). So these have nothing to do with something...
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    Coles gift card offers

    I did not work in supermarkets, I worked in the convenience sector. Okay ...... Right, so what's the difference between you logging in and reading the update for today, verses me reading all the notes in the comms book left by however many people since I last did my shift, before I start my...
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    Coles gift card offers

    I don't buy that excuse. I was on minimum wage too, but I would also check the notes / comms book under the counter when I wasn't sure about something. Back to gift cards, all the T&Cs are in the catalogue. There is no point to argue, just like if the cash register scans something at a price...
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    Coles gift card offers

    I feel sad to hear about this. I did years of check out when I was a kid, at this industry where you would work on your own with no store manager, I, nor anyone I was on shift with, would do something like this. As long as the customer did or requested something on good faith, and it would not...
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    Coles gift card offers

    They have to, and likely for all card types: "It is a common law principle that government cannot collect a merchant fee or a fee for service unless it has a specific statutory authority to do so" But you still have a problem of, most personal credit cards do not earn points when paying...
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    Credit Card Offers Citi Prestige Bonus Point Offers & Discussion

    These are merchant catagory codes. Here are some examples. There is no way for you to know, unless have access to check up the account of the business you are paying.
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    Woolworths gift card thread

    NRMA is giving 4% off permanently, so 🤷‍♂️
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    Jeju Air Flight 2216 Crashes in South Korea

    This. Even the media is starting to point out a lot of strange points during this event. We just have to wait. This is exactly what's being reported, that smoke was filling the plane so that pilot didn't wait.
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    Jeju Air Flight 2216 Crashes in South Korea

    No, it is not. Korean is heavily based on Chinese, and this is how Chinese, including Cantonese in Hong Kong, would be used during media press conferences. If you watch a press conference in Hong Kong, which would be the Chinese usage closest to English, you would see something like: A...
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    Jeju Air Flight 2216 Crashes in South Korea

    Latest update from Hankook Ilbo (Korea Daily newspapers), the 4th largest paper by circulation the plane was scheduled to land at Muan Airport at 8:30 a.m. on the day. However, while approaching the airport lowering the altitude for landing, a flock of birds collided with the right wing and...
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