Just adding the terms and conditions from email:
For the curious: This message was sent to xx_X. Your full name is included to show this message was sent by ING DIRECT.
Orange Everyday $100 Bonus Payment Offer (January) - Conditions for the referrer
The offer applies in respect of the original recipient of this email only.
The referrer and a friend can each receive $100 when the friend:
Opens an Orange Everyday bank account, and enters your unique promotional code at the time of account opening. Invalid or incomplete codes will not be fulfilled.
Deposits $1,000 or more within a calendar month from an external account (another bank) into their new Orange Everyday account by 31 March 2017,
collectively the 'Eligibility Criteria'.
The offer commences on 1 January 2017 and is only available to those applicants who satisfy the current Eligibility Criteria by 31 March 2017.
The referrer can receive $100 each time a friend satisfies the Eligibility Criteria set out above. So, for example, if 2 of your friends each satisfy all the conditions set out above by 31 March 2017, you can receive $200 into your Orange Everyday bank account. The friend can receive at most only one $100 payment under the offer (this includes any payment made to an account jointly held by your friend).
If your friend has previously held an Orange Everyday bank account since 1 July 2014, then both you and your friend are ineligible for this offer. For eligible applicants, the bonus payment will be deposited into the applicant’s Orange Everyday the month after the friend meets all applicable Eligibility Criteria. Where the eligible applicant holds the Orange Everyday account in a joint capacity, only one bonus payment will be made to that account under the offer. For privacy reasons, ING DIRECT will not tell you which friend met the applicable Eligibility Criteria.
If you use this offer in a manner that is not satisfactory to us or in line with the intent of the offer (such as sharing your referral code on the ‘OzBargain’ website or other similar websites, or advertising or marketing your referral code), we may refuse to pay the cash bonus (including in respect of any or all referrals made in relation to the offer). This includes conduct on your part which is designed to undermine the fair and intended operation of the offer.