Card Payment Surcharges Banned in Australia from 2026

Are you happy with the RBA's proposed changes to surcharging and interchange fees?


  • Total voters
    209
Many of our local cafes and eating places charge a Sunday and public holiday surcharge, very rare that any place doesn't. It has been that way for many years.
My other half always ask the servers if they get the penalty rates, if they say yes, we stay.

I was at the local Vietnamese bread shop yesterday with granddaughter, we bought a couple of things, (which included a cookie with smarties on top) $11, no CC now. I only had a $10 note in my phone case. I looked at the lady and she said you owe me $1 next time.
 
I went to Aldi today for the first time in a while and...no surcharge. About time; I may even shop there more often. now.

I would be surprised if Aldi's sales increase and they make more profit going forward.
 
I got one in the mail on Friday, the dividend from a stock I hold.
Hopefully it’s not from the US. I received one last year and couldn’t find an Oz bank that would accept it. Ended up loading an image into my US Amex checking account. So, worked out okay.
 
I was charged $48.96 for Amex use in a wine bar Friday - 2% surcharge still on there.
Raised a chargeback with Amex and they credited the 96 cents immediately and closed the query, stating "resolved".
Intertesting.
On the effort for 96 cents? That's not the issue for me. Credit card surcharges have been one of my biggest bugbears for the last 10 years. Especially those credit card surcharges which weren't disclosed at the time of sale and just added to my bill. Or worse, asking a staff member if they surcharge and them having no idea.
And on Saturday, Mrs D's hairdresser has asked her to pay by bank transfer instead of card. WTF??? Watch his bad debts soar!

p.s. I never surcharged my customers when I had my own business
 
I was charged $48.96 for Amex use in a wine bar Friday - 2% surcharge still on there.
Raised a chargeback with Amex and they credited the 96 cents immediately and closed the query, stating "resolved".
Intertesting.
On the effort for 96 cents? That's not the issue for me. Credit card surcharges have been one of my biggest bugbears for the last 10 years. Especially those credit card surcharges which weren't disclosed at the time of sale and just added to my bill. Or worse, asking a staff member if they surcharge and them having no idea.
And on Saturday, Mrs D's hairdresser has asked her to pay by bank transfer instead of card. WTF??? Watch his bad debts soar!

p.s. I never surcharged my customers when I had my own business

I hope you report the business.
 

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