For HSBC, I maxed the card 2 3 cycle (10K each time) at when I first got it at the start so it should be okWould there be a problem if I started putting high spends on my brand new HSBC credit card?
Also you mentioned you noticed HSBC pull soft checks, how do you check this? Which sites have you signed up for to see your credit history?
For HSBC, I maxed the card 2 3 cycle (10K each time) at when I first got it at the start so it should be ok
equifax - google “equifax register ITIN reddit” the first 2 link should provide some guidance
They never offer me CL increases and I never ask for them so I’m not sure. I max out my card but pay it off before the statement issue date and stop using it to avoid getting marked as credit cycling. However, you could try calling them. I got a $12,500 limit but I use around $10,000 and $11,000 each in the first few months.I got given a $5k limit, do you think if I am maxing out and paying off in full each month they will increase my limit to a good level? I assume its a 6 month wait from opening to ask for an increase?
Is there any point asking them by calling up to see if they could increase it right away?
And thanks I will google that. I'm just in the process of finding a CAA in the UK to do my ITIN application
