Strategy to obtain US Amex

[Grrr]

added both my mum and sister as Authorized Users (AUs) to help kickstart their US credit history.

Do they ask for an ITIN ?

 

[nthd_nthd]

Do they ask for an ITIN ?

No

 

[blacksultan]

Quick DP for anyone looking to help family members build a US credit profile from scratch:

Back in 2020, I opened a Chase World of Hyatt card and added both my mum and sister as Authorized Users (AUs) to help kickstart their US credit history.

Fast forward to this year: my sister is now getting regular pre-screened credit card mailers in the post from US banks. My mum hasn't received a single mailer—I suspect due to age.

If you have family wanting to break into the US credit card game, adding them as an AU to an older card in good standing is an easy way to help them establish history. Once they leverage that score to get approved for their own primary cards, you can safely remove them as an AU.

Did it take 6 years to get mailers ?