General Medical issues thread

[prozac]

Yes but behind the scenes your accountant has quarantined the accumulation fund from the pension fund. They have to or they can’t account for the two different tax regimes in both.

That sounds like they expect good results from the drug itself. Short term versus long term memories are differently processed.

It only exists in the accumulation fund a short time, long enough to be taxed, as the fund is already in pension tax-free mode.

Now I just need to stay alive long enough to care for her. I am getting a bit tired of the almost daily, early morning crushing angina episodes. This is a symptom of cardio vasospasm which is simply a heart artery spasm and not likely to take me out, but when it is happening you do wonder.

 

[Mwenenzi]

This is the "General Medical issues thread"
In my view some moderator severe editing ~ deletions are needed to keep this thread on topic.

For the finer points of superannuation schemes please post in Superannuation Discussion + market volatility

There is a cross over between aged care medical issues (hospitals & nursing~rest homes) and govt health benefits/funding and govt pensions (Services Australia). But not SMSF - public offer super schemes (Aust Super etc)

 

[tgh]

your accountant has quarantined the accumulation fund from the pension fund

I agree that the converation is in the wrong place..meranwhile,,,

I believe that Pushka misunderstands the working on most smsf… aka rooflyers post..
Our fund admin is day to day holistic with no recognition or separation into different phases.
Any taxation liabilities are annually calculated and amortised by the auditor and the accountant as a part of the annual return.
Pension draws or an occasional "raid" on the capital are all likewise minuted and accounted annually.

 

[mrsterryn]

We were back on Monday for a small cognitive test and bloods, return the tablet diary and receive a new one, etc.. Back again next Wednesday for a bigger battery of tests. She told me she was not able to answer what she had for breakfast. I asked her something from a few days ago and she answered immediately. Memory is not consistent.

Interesting she was able to remember that she was unable to answer the question

 

[Pushka]

your accountant has quarantined the accumulation fund from the pension fund

I agree that the converation is in the wrong place..meranwhile,,,

I believe that Pushka misunderstands the working on most smsf… aka rooflyers post..
Our fund admin is day to day holistic with no recognition or separation into different phases.
Any taxation liabilities are annually calculated and amortised by the auditor and the accountant as a part of the annual return.
Pension draws or an occasional "raid" on the capital are all likewise minuted and accounted annually.

Not at all. I had an SMSF in both pension (TRS) and accumulation phase. And it is ONLY this situation that I have ever referred to.
I am merely stating that a fund in both phases has to have specific accounting requirements met. The cleanest way is by separate accounts and which is what Industry super funds do.
Page 4 refers

https://www.superguardian.com.au/pdfs/Guide_to_Pensions_in_SMSFs.pdf

Another source

8 hints for any SMSF in both accumulation and pension modes

The transfer balance cap has required some large SMSFs to transfer pension money back to accumulation, and the two pools must be treated carefully to maintain the full benefits from superannuation.

www.firstlinks.com.au

"

1. Separate accounts for pension and accumulation​

Where a member has both pension and accumulation accounts in the SMSF, the trustee must allocate fund income and expenses on a fair and reasonable basis between the two accounts and members in the fund. They also need to keep track of an accumulation account and a pension account balances for the members. This does not mean the trustee needs to allocate specific assets to belong to each member or account, and indeed, from a tax perspective the trustee is not allowed to segregate assets.

Maybe you don't see it but it's there in your accounts if you have both pension and accumulation (super) operating in your SMSF that is operating legally.

 

[Pushka]

This is the "General Medical issues thread"
In my view some moderator severe editing ~ deletions are needed to keep this thread on topic.

For the finer points of superannuation schemes please post in Superannuation Discussion + market volatility

There is a cross over between aged care (hospitals & nursing~rest homes) and govt health benefits/funding and govt pensions (Services Australia). But not SMSF - public offer super schemes (Aust Super etc)

Agree but we can only reply to posts here so so the moment we are stuck here.

 

[tgh]

Maybe you don't see it but it's there in your accounts if you have both pension and accumulation (super) operating in your SMSF that is operating legally.

Lets agree that I am blind then and move on...

 

[Pushka]

Maybe you don't see it but it's there in your accounts if you have both pension and accumulation (super) operating in your SMSF that is operating legally.

Lets agree that I am blind then and move on...

Curious then as to how the correct taxes are apportioned to your accumulation part separate from your pension funds (no tax) if there is no record of those funds.

 

[lakeman]

Curious then as to how the correct taxes are apportioned to your accumulation part separate from your pension funds (no tax) if there is no record of those funds.

That’s where I believe you get an actuary to do their magic (for a fee)

 

[Flashback]

FB senior had his follow up (post-op) PSA results today, 0.01 - good news. Another test in 6 months.

 

[mrsterryn]

Maybe a daft question but with so many different airlines taking away the seat air vents on the plane is one allowed to take a USB charged fan onboard ?
Reason I ask in medical is my husband has temperature control issues and some planes can be extremely warm . We would be in business class though I doubt that makes a difference

 

[prozac]

Maybe a daft question but with so many different airlines taking away the seat air vents on the plane is one allowed to take a USB charged fan onboard ?
Reason I ask in medical is my husband has temperature control issues and some planes can be extremely warm . We would be in business class though I doubt that makes a difference

Thanks for the tip, I wasn't aware of this. I am a hot body too; settle down ladies, and cabins are invariably too warm. Easy to put on an extra layer and much more desirable than me taking off my shirt.

 

[mrsterryn]

Thanks for the tip, I wasn't aware of this. I am a hot body too; settle down ladies, and cabins are invariably too warm. Easy to put on an extra layer and much more desirable than me taking off my shirt.

Lol my husband says the same lol

 

[prozac]

Lol my husband says the same lol

MrsP sometimes pushes me away in bed saying I am too hot...well you know what I mean.

 

[mrsterryn]

MrsP sometimes pushes me away in bed saying I am too hot...well you know what I mean.

Post my husband's brain surgery back in 2015 we actually did separate our bed due to his incredible hotness . It was quite overwhelming the heat coming off him. He does have a bed topper that runs the cooling water through at a set temperature to help him regulate . As a side we get an extra discount from energy Australia due to him needing this piece of equipment
The bed separation lasted about six months.
We have King singles together as a king bed. Those that have a remote to assist

 

[DejaBrew]

Thanks for the tip, I wasn't aware of this. I am a hot body too; settle down ladies, and cabins are invariably too warm. Easy to put on an extra layer and much more desirable than me taking off my shirt.

You stole my line

 

[mrsterryn]

Husband has a new health issue (flipping heck husband ) interestingly 1cover will no longer cover him for China but UK it will still cover him
Of course it was a new significant cost but a tad disappointed about China being not covered by them
I think we are going to be down to one insurance coverage eg cover more for him

 

[MelMel]

Maybe a daft question but with so many different airlines taking away the seat air vents on the plane is one allowed to take a USB charged fan onboard ?
Reason I ask in medical is my husband has temperature control issues and some planes can be extremely warm . We would be in business class though I doubt that makes a difference

They’re not as easy to find but there are some compact fans that are powered by regular batteries, maybe try Amazon

 

[MelMel]

Had to take my Mum to Emergency Wednesday night, after assessment and diagnosis one of the medications prescribed was 5 times the dose that she should have had based on Kidney function. I looked it up before filling the script and realised so got a new script from her GP. A complaint has been submitted to the Hospital

 

[drron]

I am also one who has always been hot. I sleep clothes free and not even a sheet on top of me.
About 2 years ago with my strokes I reversed completely. Last summer even with a doona plus blankets. Could no longer have a cold shower. It had to be hot not just warm.

However when I returned from our last trip I reverted back to my hot self. Wonderful to enjoy a really cold shower again.