Can I earn reward points on an ANZ rewards black card paying bills?

[Aka_db]

Can I earn reward points on an ANZ rewards black card paying bills? I want to be able to pay things like car insurance, car services etc.. thanks, db.

 

[trisreed]

Most bills will yield points - likely the only ones that won't are ones termed "government charges" such as the ATO (see the cards' Terms and Conditions). There's services out that such as Sniip that will let you pay (via a third party and with an additional charge) that should let you get points on that "government charges" spend - haven't tried it with that particular card but have had success elsewhere. Other car spending (servicing, insurance) has always yielded points for me on this card.

 

[watchingwatchesau]

I always pay bills to meet the spend requirement.

 

[Guvner]

Can I earn reward points on an ANZ rewards black card paying bills? I want to be able to pay things like car insurance, car services etc.. thanks, db.

Yes.

 

[bdl]

Heads up, received statement today with a notice that no more points on Auspost Bill Pay or BPAY transactions from 5th August onwards - so use Paypal wherever possible when paying bills and/or with Auspost Billpay

 

[Ansett Nostalgic]

Heads up, received statement today with a notice that no more points on Auspost Bill Pay or BPAY transactions from 5th August onwards - so use Paypal wherever possible when paying bills and/or with Auspost Billpay

Shameful development.

 

[wxxnxs]

Heads up, received statement today with a notice that no more points on Auspost Bill Pay or BPAY transactions from 5th August onwards - so use Paypal wherever possible when paying bills and/or with Auspost Billpay

ANZ system is quite smart, I used paypal to pay for government bodies, and it didn't give me any points, and ANZ also doesn't give points for any state, federal relevant organisations and the range is quite board.

 

[anchew]

How do you pay bills using paypal? I can't seem to work out how to do this from my Paypal dashboard.

 

[bdl]

How do you pay bills using paypal? I can't seem to work out how to do this from my Paypal dashboard.

You can't from Paypal itself, rather Postbillpay (https://postbillpay.com.au/) has Paypal available as a payment method for some billers.

 

[frabzilla]

Heads up, received statement today with a notice that no more points on Auspost Bill Pay or BPAY transactions from 5th August onwards - so use Paypal wherever possible when paying bills and/or with Auspost Billpay

What about DEFT payments using sniip??

 

[r21111]

Shameful development.

are there any personal cards that earn points with bpay now?

 

[Ansett Nostalgic]

are there any personal cards that earn points with bpay now?

Would love to know the answer to this.

 

[frabzilla]

So I ended up getting full bonus points with my ANZ rewards black CC - paying with sniip which uses DEFT to bypass BPAY restrictions.

 

[markimaro]

I've recently signed up with ANZ rewards platinum credit card. I paid my water bill via credit payment on the website. will I be receiving reward points for this... thanks

 

[NM]

I've recently signed up with ANZ rewards platinum credit card. I paid my water bill via credit payment on the website. will I be receiving reward points for this... thanks

@markimaro , welcome to AFF.

The answer to your question depends on how ANZ sees the transaction from the water service provider.

The ANZ Rewards Program Terms and Conditions show that you won't earn rewards points on certain types of transactions:

WHEN YOU WONT EARN REWARD POINTS
7. You will not earn Reward Points on:
(a) interest charges or bank fees;
(b) premiums paid for ANZ Credit Card Insurance
(ANZ Credit Card Insurance not available for new
customers from March 17th, 2018);
(c) Government Charges or payments made to the
Australian Taxation Office;
(d) transactions made using the BPAY® scheme or Post
Billpay service;
(e) card account adjustments resulting from disputed
transactions or otherwise;
(f) balance transfers, cash advances (as defined in the
ANZ Credit Cards Conditions of Use) or AFTs; or
(g) transactions which are identified to ANZ by the
relevant merchant or any intermediary financial
institution as falling into one of these categories.
ANZ is only able to determine whether a transaction is
eligible to earn Reward Points by using information
provided by the merchant (including the type of
business conducted by the merchant) and the relevant
intermediary financial institution (i.e. the financial
institution with which the merchant has entered into
an agreement, enabling the merchant to accept
payment for goods and services by credit card).
Accordingly, certain transactions made with certain
merchants may be treated as ineligible to earn Reward
Points even if such transactions do not fall within the
categories as set out in this clause.

And under the "Definitions" section on page 3, they define Government Charges.

‘Government Charge(s)’ includes, but is not limited to,
payment for goods, services, charges and/or levies made to
a local, state, or federal government or statutory authorities
or related agencies (and includes Australian and overseas
governments).

So if your water provider is flagged as a "local government or statutory authority or related agency" by their financial services provider, then ANZ may deem the transaction ineligible for rewards points per their terms and conditions.

 

[markimaro]

@markimaro , welcome to AFF.

The answer to your question depends on how ANZ sees the transaction from the water service provider.

The ANZ Rewards Program Terms and Conditions show that you won't earn rewards points on certain types of transactions:

And under the "Definitions" section on page 3, they define Government Charges.

So if your water provider is flagged as a "local government or statutory authority or related agency" by their financial services provider, then ANZ may deem the transaction ineligible for rewards points per their terms and conditions.

thanks for the response