Citi Personal Loan Plus=Velocity.

Am I right that this product is no longer offered by Citi? Tried accessing the link in this thread, goes to a 404 Page Not Found and the product is no longer listed under Loans menu in the Citi website.
 
Am I right that this product is no longer offered by Citi? Tried accessing the link in this thread, goes to a 404 Page Not Found and the product is no longer listed under Loans menu in the Citi website.

It appears to still be live but without a sign-up bonus.

 
It appears to still be live but without a sign-up bonus.

Thank you @Mr H - without the sign-up bonus, not attractive, eh? :)
 
It could be attractive if you needed a loan. Competitively priced, relatively lite interest and flexible in the repayments. The ability to redraw will also be attractive to some.
I don't need a loan, but won't mind the 150K VA points ...
 
I don't need a loan, but won't mind the 150K VA points ...
I didn't need a loan either but I did need 150k VA points! Thank you Citi and I am open to any more promotions of a similar ilk.
 
I didn't need a loan either but I did need 150k VA points! Thank you Citi and I am open to any more promotions of a similar ilk.
Yes, me too. But I could never see how the maths in this one stacked up from Citi’s perspective. Paying incentives worth $1,500 for business worth $200 set up fee and interest on a $5,000 loan over five years at 8%.
 
Anyone knows where I could grab the old T&C (archived), just in case I need to argue/fight with them about 150K points.
 
Some of the early adopters had to wait a long time for points. More recent ones seen to have been much quicker.
Fair but from after a few experiences with banks where my points took 3 or 4 months to come thru, I discovered that upon applying for said card they had put my QFF name in the incorrect format like G Smith, instead of Greg Smith.

Ever since then, I've called them up as soon as card has arrived and activated and made sure it was the right number and in the right format.

No onerous delays since.
 
Fair but from after a few experiences with banks where my points took 3 or 4 months to come thru, I discovered that upon applying for said card they had put my QFF name in the incorrect format like G Smith, instead of Greg Smith.

Ever since then, I've called them up as soon as card has arrived and activated and made sure it was the right number and in the right format.

No onerous delays since.

This is not a credit card.
 

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