VAG newbie
Active Member
- Joined
- Dec 26, 2013
- Posts
- 839
I'm looking for a replacement card to my HSBC after the "enhancement". However, as I have recently applied for my citiprestige I took a hit in my credit score, down to 601.
I have heard from others that ANZ look at your whole financial situation (income, asset....etc) rather than your credit score, that they don't make a credit enquiry. So a better chance of getting credit card approved and no impact on your credit score as they don't make enquiry.
Is it true? What are your experiences? Cuz if it is true, I might apply for the black card which comes with 50000 sign up bonus and with no annual fee for first year, it may be a good replacement for HSBC.
I have heard from others that ANZ look at your whole financial situation (income, asset....etc) rather than your credit score, that they don't make a credit enquiry. So a better chance of getting credit card approved and no impact on your credit score as they don't make enquiry.
Is it true? What are your experiences? Cuz if it is true, I might apply for the black card which comes with 50000 sign up bonus and with no annual fee for first year, it may be a good replacement for HSBC.