I need to pay a deposit on a tour with a small tour company and I've been given the option to send images of my credit card or pay by PayPal. PayPal seems more convenient but I was wondering, if I paid by PayPal and the tour company goes out of business am I likely to still be able to get a chargeback on the credit card or will they tell me it's PayPal's problem? PayPal does have a protection program but it appears to only apply to the purchase of physical goods.