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So it sounds like AM isn't a worthwhile option after all. Unfortunately I only really travel to Canada from PER, so I don't see that VA or KF would be terribly useful for me... Is AM really that bad of an option to transfer to? I only have 225,000 Ascent points, so not a huge amount, but it's...

Ah, thanks PM. I clearly skimmed over that part as I had no idea they were merging. That changes everything!

I have both cards and was intending to close the Plat Edge before its anniversary next month. Now I'm wondering if I would be better off keeping the Plat Edge so I remain on the Ascent program, rather than keep the Explorer for the better points earn. What have others done/what would you do...

I have the Plat Edge and Explorer both linked to the Ascent program. Both cards are up for renewal in February so I'm intending to close the Plat Edge as I don't need both cards, much less to pay both fees - nothing to do with the changes to the points value, this has been my intention since the...

Perhaps it's not possible in all JB stores depending on their stringency, but I always use Amex there and never pay the surcharge simply by not advising them I'm paying with Amex (despite the big red sign they put on all their EFTPOS machines saying you must inform the staff if you are using...

Thanks John, that's handy to know! I've never done a BT before so assumed they'd want to check the balance.

Cheers guys - was able to get the Virgin 0% purchase card at a sufficient limit to cover my whole trip, when the purchase rate promo expires in 10 months time (since the card came within 5 days of applying after all lol) my credit rating should be back up to easily apply for a 0% BT to pay off...

Interesting! Yup, definitely St George - here's the link I'm looking at: https://info.stgeorge.com.au/creditcards/vertigo/. It's in the fine print at the bottom, "1. Promotional balance transfer rate is available when you request at card application to transfer balance(s) from... The rate will...

Thanks John - sounds like a great option however T&C's state 0% BT applicable when requested at card application, BT's at any other time will be at the standard variable purchase rate... Shame, as that would have worked well as I could have used my BankWest card for the no forex and then...

Cheers for your suggestions all, much appreciated! :) I should have specified personal loan and home loan redraw aren't an option, otherwise yeah absolutely those would have been better! My credit score has taken a hit from doing some churning over the last 6 months and refinancing a car loan...

So due to unforeseen circumstances, the funds that I had saved for my trip to Canada in 2 months time had to be spent on an emergency, which means I will need to rely on credit card/s for the trip. I will not be able to pay the card/s off in full each month, which I am perfectly fine with - for...

Re: The Explorer Credit Card (New AMEX Ca Was advised this wasn't an option by the CSR I spoke to. It quite possibly is, but again I can only comment on what I was advised.

Re: The Explorer Credit Card (New AMEX Ca I can't confirm as I only added one SCH for the Explorer and the Plat Edge, as I don't have anyone else I can add that would give me their ID if it needed to be confirmed! Just going by what I was told.

Re: The Explorer Credit Card (New AMEX Ca Cheers guys. Just called to add supp cardholder and confirmed bonus 3,000 points applies for up to 4 SCH's each card (for Explorer and Plat Edge at least) so go for it!

Where did you guys find out about the supp card bonus? I can't see anything on Amex or OzBargain about it. Cheers.

Hi Apologies firstly if I've posted in the wrong thread, still new to this. I'm looking at flight options for PER-YYZ return, approx dates of 27 Aug - 27 Sep 2017. I'm guessing it's far too late to look for points upgrades to J class (and I only have 97,000 Amex ascent points anyway, and a...

If you do two Amex applications on the same day, yes, you will get two enquiries, however if you put in a correction submission to Equifax (as it's now stupidly called) for a duplicate enquiry, they will remove the second one.

Thanks Jonova! So another update for anyone else trying to link - decided to give it on more try and called the number on the back, got the Philippines and the CSR initially advised it couldn't be done and quoted the notes back to me as per the last call... Bugger. I decided to try my luck and...

Thanks for sharing - I still haven't had a chance to follow up again yet (too many late nights!), do you know which number your wife called? Cheers.

The Edge has no annual fee for the first year... Perhaps there was a glitch and you needed to contact Amex to be able to use the travel credit, but it certainly wouldn't be blocked from use until you've held the card for 12 months (ie when annual fee would be raised).