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  1. coles525

    Point Hacks' purchase of AFF

    Never even knew, not that I actually thoroughly watch this site often (ie: on facebook and email).
  2. coles525

    Entering Vietnam - How to apply for Tourist Visa?

    May have changed since 2018, but chexk the Aussie Vietnam embassy website. I have taken a screen shot of the form we may have completed... pm me if you wish for a copy. 1647397458
  3. coles525

    Melbourne to Sydney by overnight XPT train

    Bump. Thinking of taking a sleeper train (2 adults, 1 child) Mel - Syd in the next few months. Regular cost (with 1x YHA 10% discount fare) is $1,470.80 return. Would likely purchase 3x discovery passes (2 adult, 1 child), to use on this hopeful trip (pending change of accomodation dates...
  4. coles525

    Bankwest Transaction account [General Discussion]

    Are you still Are you still blacklisted from cc use? I asked a few years ago, which they mentioned I was currently not eligible for a new cc (hint hint ;) ). They couldn't provide any further info on the reason ( ;) ), or the length of time I shouldn't bother applying.
  5. coles525

    Westpac Appalling Business Behaviour -Warning! #Westpac

    Two websites which can provide more legal answers regarding recording calls you make. 1. Syd Criminal Lawyers - Recording calls 2. Who website - Is it legal to record a call in AU. I personally am legally permitted to record my calls, being in Vic.
  6. coles525

    Westpac Appalling Business Behaviour -Warning! #Westpac

    Call recording programs. ACR on google play is just one of many. Most Aussie states have rulea which allow the call taker (or receiver), ie: customer! to record calls for your personal reasons. Just like a callnis recorded for quality.... you also cqn have a copy of that exact same...
  7. coles525

    Qantas Life / Health Insurance: Sign up points not crediting.

    Spoke with them again, asking to speak with a manager. Long story short: The sales dept has on there record that I currently have an active policy.... $18ish per month (less then minimum $20 insurance / income protection for points). That policy was from 2017! They will update the records...
  8. coles525

    Qantas Life / Health Insurance: Sign up points not crediting.

    What would otger members do if they 99.99% thought they signed up to a new policy as per the rules (ie: no previous cover in the last 12 months), but have still not received partial signup points (100k over 8 months, starting in month 3)? - Signed up in March - Waited until June before making...
  9. coles525

    ATO (tax office) payments by credit card

    Email with ebp updates:
  10. coles525

    ATO (tax office) payments by credit card

    a screen shot of an email someone I know received.
  11. coles525

    ATO (tax office) payments by credit card

    I wonder if EBP realise the scree ups when they changed the rules (fee change, can't spend on yourself), login "account" options, app, and losing many flyers ;) ?
  12. coles525

    Manufactured Spending

    ATO payment(s), it is nearly June 30th! No one an pay too much tax right? Worse you do is request for it to be paid back, as per your original tax refund which would usually happen.
  13. coles525

    ANZ Rewards Travel Adventure Card

    Our "free" flights are not until October (membership year / annual fees I think is before then), so I've not yet made contact to ask what will be of the velocity rewards cards (myself & partner).
  14. coles525

    New flybuys log in system, now needs your mobile for 2fa

    Screwed when in another country, not using international roaming just to access my points balance!
  15. coles525

    Found a bit of an Easy Bill Pay loophole

    Do users of YP require an ABN to participate? (If yes, can anyone just get one and use for personnal bills?).
  16. coles525

    Advice on limits for applications, and more.

    I always say $0.00 for every cc I have active. Telling them rruthfully tgat all are paid in full. Not like my credit score / report lies.
  17. coles525

    ATO (tax office) payments by credit card

    Things changed when the rate updated. Was once 1st $1k being fee free, but now ALL spend is 1.ish% rate.... My last payment (which I complained to them about, as payment took nearly 1 month to process!!) was less then $1k for the entire month.
  18. coles525

    ATO (tax office) payments by credit card

    I found it in my junk folder (after reading about enhancements above).
  19. coles525

    ATO (tax office) payments by credit card

    Partner received an email from eBP within the last 20 minutes, saying the account has been suspended due to the nature of some transactions... Not designed for funds transfer, or earning credit card points, nor should be used for these activities.. Contact them if we wish to use the account...
  20. coles525

    NAB Qantas Rewards exclusion period

    Bump. I've just received my '1st statement" online for my newest nab cc. Not showing any bonus points (ie: 90k), as previous "attempts" were usually in the 1st bill. Should I worry that they have actually grown a brain?, or wait until month 2 or 3 (ie: points paid equally over a few months).
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