Search results

  1. R

    I don't have a credit card!!! What should I get???

    no, that card is a very expensive way to buy stuff in Europe. 28Degrees or Bankwest Platinum are, as far as I know, the only credit cards in Australia that don't charge ridiculous fees for overseas use. If you really want to apply for the other cards (and thus probably will be rejected for a...
  2. R

    I don't have a credit card!!! What should I get???

    Not to be rude, but have you considered looking at the Jetstar Platinum website? It explicitly states this on the front page.
  3. R

    I don't have a credit card!!! What should I get???

    no one can tell you that, you need to look at where you spend your money. that'll earn you 5200 points each way (though it'll go up as your Qantas status does), no idea how much upgrades cost.
  4. R

    I don't have a credit card!!! What should I get???

    have you considered how much of that $100k you could actually put on an Amex, without paying a surcharge?
  5. R

    I don't have a credit card!!! What should I get???

    Sure, Bankwest Platinum Zero is not a rewards card. How much do you spend each year? Will you actually benefit from paying an annual fee?
  6. R

    I don't have a credit card!!! What should I get???

    Oh, and don't forget that the number of reward program "points" per dollar is meaningless - you need to figure out what they actually get you. e.g. with an ANZ Platinum Rewards card, you do get 3 points per dollar on the Amex, but " Account Holders will receive 2,000 KrisFlyer Miles for 6,000...
  7. R

    I don't have a credit card!!! What should I get???

    Both have pretty terrible rewards systems, and for most people, paying any annual fee at all is a waste of money, since it usually exceeds the value of the points earned. Probably the two best options are either Bankwest Platinum Zero ($0 annual fee, no rewards, no fees for overseas purchases)...
  8. R

    $0 Annual Fee for Life on Citi Platinum/Signature CC Complimentary Insurance

    they seem to pretty strictly enforce the only-one-new-card-per-9-months rule, though.
  9. R

    $0 Annual Fee for Life on Citi Platinum/Signature CC Complimentary Insurance

    there's no point trying to 'play the game' if you don't have a personal valuation on points, which is *always* specific to your circumstances. for most people, 3c/point is comically generous, since they're only worth that for things like upgrading to business class, and require many many years...
  10. R

    Bankwest reduces rate from 16 may

    issuing World cards means they get to charge the super-premium interchange rate, so they'll presumably be pushing them pretty hard soon.
  11. R

    Macquarie Bank takes over from HSBC

    if you really care about Mastercard, dunno, but if Visa is ok, Citibank Signature is hard to beat.
  12. R

    Bankwest reduces rate from 16 may

    Qantas is the same except it is direct sweep and costs $49/year.
  13. R

    Bankwest reduces rate from 16 may

    ah right :) it is hard to justify for people grandfathered in to the 1:1 points system, which does me wonder how long that'll last...
  14. R

    Bankwest reduces rate from 16 may

    well, remember Citi will gave that to you for free with your free Signature card, too.
  15. R

    Best CC for overseas spend

    okilydokily
  16. R

    Best CC for overseas spend

    which was answered - if you're getting fully reimbursed, it is unlikely you can beat the Citibank Signature for $0.
  17. R

    Best CC for overseas spend

    if you want a back up for the Citi Plus debit card (by far the best card for overseas cash), ING Orange only charges $2.50 per withdrawal with, apparently, no forex fee.
  18. R

    Macquarie Bank takes over from HSBC

    nope, Jetstar cards have always been Macquarie. maybe you're thinking of the second lot of Virgin cards.
  19. R

    Best CC for overseas spend

    if someone is picking up the tab (ie reimbursing your entire CC bill), then it's very very hard to beat the Citi Signature at $0. if you're paying, you're unlikely to beat 28 Degrees/Bankwest Platinum Zero.
  20. R

    Bankwest reduces rate from 16 may

    fingers bemusedly crossed for a Bankwest Zero World.
Back
Top