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Yes There’s that part of it as in younger working partners income Plus your own assets Bear in mind by 60 many have inherited from the deceased parents Plus surviving spouses now got twice the assets with a lower asset threshold which removes them from the age pension And the vast majority of...

The inbound age pension rate remains low (around 1/3)

Many years back I was in Canberra for work and the cheapest return home was Canberra to Brisbane to Adelaide with VA. WHEN I mentioned this to my boss that it was BFOD Best fare of the Day, which BTW we were required to take I was told “don’t be silly” and was not allowed to book it...

Time is the only resource you cannot get back. I quit work at 53 360 days Had a tide over year while still having a mortgage Then onto a fairly fully taxed Comm govt pension until 59. From there tax concessions happened at 59 & 60 It’s a joy to live life fully free from work. Especially...

LTG only works if you got the ways and means to fund the spending Ie your boss pays for it (govt, FIFO, management roles) Your business Your government (special carve-outs) Yourself (most likely via higher income professional jobs) Part of the reason the Qantas analytics focussed on north...

Will depend on the QF FLYwheel….. lol

It was the hamster … straight face

QF idea was NOT thought through If you are already keeping WP then you’re not in need and when you have a “slow slow earn year” it’s wasted anyway as you’re not flying enough to make the most of it If you are flying less and are SG making 1200SC each year it’ll take a bit over 8 years to...

Would The overall increase be even more than 20%? Let’s say your PC earn is 250 SC THEN you’d need to find 500SC elsewhere ? Worse if DSC is stopped at some point …. slows down the earn chronically

These are the 2 slides I find useful How much RRIA? that seems to have flatlined Still crazy amount of COVID credits in the bank ….

While the cabin crew base might physically be in Singapore, will the payroll ? In light of the Thai and Indo wages being barely A$2.50 per hour, it’s clear this is being done to get around the same job, same pay laws

Will be 5 years … This No retention mention Perhaps a party when I get to 59,999 to go !

When looking at the faster recognition chart, you need 10,000 SCs to snag one year of WP So if you’re earning 1,400 per year you’re getting WP anyway… and if you’re not you’re hardly travelling this wasting your “free” year Given the slow pace of 14,000 SC over 2 decades, that’s a BIG ask at...

It’s the JOY in the JOURNEY not the destination

Seeing LTG took many many years, and I’m using points on classic rewards, and double points not DSC I’m not earning SC AT the rate where I’d qualify for one free WP year. Zero in this for people in the slow and steady boat

If I get to CHC IM Riding the trams. Bought annual pass so that’ll be free. The late flight though me as no local bus available to get to the city for $3-4

With CHC did you price this as separate one way tickets or a straight return ex-Oz?

Recent J sale Syd-Mel was $299… The pricing mentioned above appears “Normal minimums” no discounts bearing in mind heavily booked flights don’t have the bare minimum pricing

Yeah One bad gift results in a serious mess. And bans all round. Sad state of affairs