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I’ve had a look across the web on my iPhone. Can see there’s an extensive list of transfer partners. There’s even a TPG offer for spend the first 5 days. Probably not practical unless we can use it with Apple/Google Pay until we can get the physical card. I’m a little confused as to how the...

I tried recently. They apparently couldn’t identify so sent me a letter instead to go into a Branch. YMMV

So which services will let you do that? Most are strictly B2B and won't let you pay anything which looks like "credit" and paying yourself which you then use to pay that bill - my experience. I've used what's now known as Payment Logic the most. Costs are going up so I'm wondering whether this...

So what are the alternative services? I’ve still got an (inactive) account with them. I don’t believe any of the existing facilitation services will facilitate paying your credit cards with another credit card.

A couple of months ago. I haven’t used it to sign up.

I believe it’s worked for me with ExpressVPN. Now using Nord but haven’t tried it. Work IT made me delete all VPNs from my phone.

Thanks @DAC1 appreciate your replies :)

Thanks for sharing @DAC1 might be within the expected range then. I guess there are costs to help us facilitate this hobby. Re ITIN, thanks @Phoenix-1 for sharing the IRS document. I haven’t read the whole document as I keep getting interrupted and have been trying to on my iPhone. In short...

Out of curiosity, how much did they charge you to use fedex? I’m paying $US22 just to have one card posted to me with USPS. I didn’t think it would cost so much for ‘normal’ postal mail. I understand these services need to pay their bills too so they’re not going to do it for skinny margins...

Haven’t used them for a while but still have an account as I get daily texts about my monthly fee being payable and the debit failing (my amplify card is long ago cancelled). I find the same, they’re mostly non responsive to emails and the one time they did respond, they refused to wipe my...

I agree. It is less prospective ‘value’ than transferring points to airlines for premium travel now that they’ll be harder to ‘earn’ on the ground. Whilst accommodation offers good utility, it seems like a ‘waste’ to me in comparison.

That’s the problem. That’s about 1.25c per point. Pointy end seats are great but we need somewhere to stay when we get there - don’t have relatives and free accommodation everywhere.

Thanks for the DPs re HSBC US Premier CC. I can see that it does award the bonus points for Coles. Haven't tried WOW yet. IGA (at least Romeos branded) doesn't. HSBC isn't as intuitive at displaying this information - need to go through rewards options but it's there in Online banking. Other...

Did you add it to Apple Wallet (you might be using it in Android which would likely be different) while in the US? I couldn’t add it in AU they said I need to be in the US to do that. If you added in AU, how did you do it?

I tried to apply with BOA for a checking account - they said they couldn't verify my identity and had to go into a branch. Seems like many US banks need us to go into a branch to prove we're real people. I've found that with Citi and Chase so not wholly surprised BOA is the same.

I think that’s exactly it. It’s a vanity card. The urban legends about it are just that. I can’t get through to my RM directly anymore, god help me if I call outside of AU business hours for help. There’s the dreaded IVR and you get through to Manila. No more UK agents. They definitely are...

Worked. Wish I’d been bolder & bought some $500 Visa GCs with it. Though there aren’t many places to use them in bulk like the ATO anymore.

I use Marriott points for Accommodation. It's not the best use of points but you've gotta stay somewhere when you get there. Guess this needs to be reconsidered once further devals and changes come through. YMMV.

That’s amazing how efficient HSBC are with card approvals. I had a similar experience when I applied for my Premier CC. I had to reduce my limit to get a home loan. When I applied for an increase, it took about a month or longer and they only made a decision as I had a friend working inside...

They’ve achieved their broad aim which is to get us to use Amex as broadly as Visa and MasterCard and they have merchants which in the main accept Amex. They’ve needed to reduce merchant fees so they don’t get the crucifix out every time we ask ‘do you take amex?’reduced merchant fees = reduced...