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No, I started with Aspire, then Surpass, can still get business and the standard personal. It’s once per card per lifetime (in theory), not per reward “currency”/family of cards. 1727168302 No issues at all, I’ve done 4x via GT and had all the physicals sent to AU.

VS frequent flyer program? It's a lot more useful not it's joined SkyTeam; I've got around 14,000 points that have gradually accumulated over years, one day I'll use them. I used to dump them into Hilton every 10k when it was 1:2, and even that wasn't a great use, but it's now 2:3 which is awful...

Sometimes, they also occasionally offer 9x points/$1 which can be pretty lucrative. Can you combine any of the various hotel vouchers to book a green hotel? General question as we get them every year and I always end up burning them on some random airport hotel or something.

Lol what am I doing wrong that nothing ever, ever turns up at PX hahaha.

Interesting re iOS 18, I've had no issues (yet) adding cards to iOS 18, this is on iPhone 15 Pro though, not sure if that matters. I wouldn't worry too much. Have you tried re-adding them from the Amex app?

No PIN, it spits out a receipt to sign like the old days (which seems to confuse people sometimes), but most of the time tap and pay is enough (or Apple Pay, which doesn't have the same limits). Do you mean you're having issues with getting the HSBC Premier US CC? As I would like to obtain...

Agree in general. No idea about the DE market, but there and the UK are both 0.3% interchange capped (along with the entire EU) and averse to annual fees, limiting opportunities for banks to make it work. The UK used to have quite a decent variety until the cap on swipe fees (albeit...

You could have paid cash for both parts of that, would've been better value imo., just flagging in case you weren't aware (although it's too late now obviously).

I haven't been asked by any US institution, but I have been through a financial review with Amex UK - I sent them my Aus payslips and provided them with my UK/AU addresses and phone numbers and attached the Australian bank statement showing salary payments, plus UK bank statements showing...

That would be me 😂 no worries, seems perfect as an alternative to T-Mobile, it also actually roams properly (connecting to cellular instead of just Wifi calling, which also works fine). It was a bit annoying relying on Wifi (or Telstra's cellular data) when I just want to receive SMS login codes...

So I have somewhere to receive mail/bills/somewhere to stay when I am present. Heaps of people own overseas property... 1726747359 They'll send you a cash advance PIN (or you can view online, I think), but you don't need it - US cards are still signature remember.

I was asked this to open the account (HSBC Premier US) - I just said I frequently visit the US and my main purpose for needing the account was to pay bills I have in the US. The trigger for asking was because I gave them a US phone number. They then said they needed more time to assess, and I...

No it isn't, they're all credit cards (I've got Surpass and Aspire, both credit, the base one and business card are too).

Yes you can.

Was sure I clicked post on that last night. Anyway, two green leaves posted in the last 9 hours, I'm impressed! So for OH's account this year I've donated at the reduced rate, offset a $25 Woolies (WISH) GC for $1, and done the saveful thing. I guess offsetting the house and a flight are the...

Ergh...guess they realised there was a lot of climate conscious Tassie residents. Donation at the reduced amount, just jumped on that for OH, every little helps! Typically that's the only one I have outstanding on my account, and I want the SCs to fall into next year, which is six months...

Wow and I thought I'd been shafted paying $30 a few months ago. I'm certain it was $10 last year...

No I established that (and knew there was a subscription involved), but once the ITIN is issued, that's it surely? They can't take it away, as the IRS issue them, not Maza?

I've read upthread and am looking at Maza, but it seems to good to be true, ITIN for $5 - am I missing something?

I opened a US Premier account using Aussie Premier as the starting point - weirdly using my US address they said no, applying using my Aussie address, as a cross-border applicant, no issues. Debit card arrived via DHL this week, accepts payment by ACH, Wire, all the other US cough, so it's a real...