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Fact? You don't even know how these email are generated and you call fact. More like fact twisting. It is like saying everything inside a PDS booklet, with 50000 copies printed, 20 copies per bank branch spread around the country, is personalised to one specific customer and one specific...

You think large organisations use MS Office mail merge to send these email? Seriously. I would give you a hint. Search EDM and canvas on the internet.

Yes, and often containing false information, because there is a group of people who seem to have taken this whole Citi NAB into somewhere much darker. These threads have become very confusing.

If you are talking about transfer to SQ, start reading from this post.

Exactly. These are not reports, generated personalised from the banking system / CRM, like how an invoice would calculate all the pricings 100% correct for that specific account / customer. These are just EDMs sent out using whatever spam sending system Adobe / Marketo, written by someone using...

Just logged into Citi web site, and I have this message as well: Changes to Points transfer partners: Cathay Pacific, Etihad Guest, Singapore Airlines KrisFlyer and Qatar Airways Privilege Club will no longer be available as Points Transfer redemption partners effective 16 November 2025. Then...

Um, not exactly. There are currently fees for additional card holders, for Suncorp brand cards. I have received e-mail for both my Citi and Suncorp cards, and both e-mail are like 80% the same.

Then old people should be holding a no forex fee credit card right now. Citi cards are not no forex fee, so this should not even be the scenario.

What is the point of thinking about this? What happens if NAB introduces new fees or remove goodies in a year's time? The credit card market would be different in a year's time, there would be new products from all the banks. So what is the point of thinking about Bendigo now? What happens if...

There has been no announcement from NAB. Anything you read here are just pure speculations and nothing more.

You know how you spend and spend on the card, until you have like $1.87 left on the card, then you have to try to find a staff at Boost / Chatime / Donut King who knows how to do split payment? If you have a $100 card, you would only have this headache once, whereas you would have this headache...

Exactly what that govt web site says, which you pointed out. Yep. Seems like people have a lot of emotional attachment to Citi 😁 Although honestly, I currently have a NAB credit card on hand as part of the churn and burn exercise, and I thought Citi customer service was bad, but NAB is way worse.

Just to fact check this: "The Australian Securities and Investments Commission (ASIC) regulates financial services and products. Consumer protections for financial products and services are covered under similar rules in the Australian Securities and Investments Commission Act 2001."

This is when you are buying / selling with HSBC from within internet banking. The question is, what about using the card? Obviously, just like when we were using Citigold / Citiplus.

It is actually very murky. First look at page 10 of the "HSBC Transaction and Savings Accounts Terms" 28 Feb 2025: - if you are transacting in a foreign currency, which you have in your account, and there is sufficient balance of it (say you want to spend £85 and you have £90), then it will be...

ANZ agreed not to close any branch in QLD, keep allowing Suncorp Bank to grow and operate with headquarter in QLD for at least the next 3 years, so I consider Suncorp Bank an option for the next 3 years. Deal with whatever happens in 3+ years' time, it's just a transaction account, we will cross...

It was about 2 years ago, the relative of a relative of a relative (you get the drift), came to Australia to start their uni course, which was also their first time coming to Australia. I met them at the airport, took the train into the city, then transferred onto a bus to go to where she was...

I mean, you fly to Australia a lot, and check your mail at your parents', right? ;) And you also have a TFN too, right? If I were in your shoes, I would say I'm a resident 😏 I personally use Suncorp, they are also fee free of everything including forex, so here is another option. I use them...

That's interesting. My Citi Premier is internet 0.8 others 0.4 govt 0 My AmEx is $1 = 2.25 AmEx point = 0.75 SQ mile So AmEx earn a lot more than Citi

Where? Spice Alley Chippendale?