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Interesting ...

Yeah, that's why I'm a bit worried, experiencing this; but you know, sometimes, the promo is on, and you just have to buy, but you haven't got anything to pay yet ...... In fact, some of the Coles I bought yesterday (day 1) are already security blocked. I guess I have pushed too many thru...

How would you know it's "virtually everyone"? If you look back at all the gift card threads, there are clearly 2 groups of people: - One are people who would buy the lowest denomination cards, because they just want the bonus. - One are people who would buy the highest denomination cards...

Smart, if the staff doesn't check your card number against the card number printed on the receipt. I should have taken the cash. I have never had this happen to me before thou.

I think you may have missed my point. Your suggestion would still means losing points I should be getting. My focus is not the bonus points, I don't care about the bonus points that much. What I'm focusing on is the money laundering using AmEx aspect of this exercise: If I pay $100 to ATO via...

Um, no! If I buy $x of gift cards, that's because I want to push $x thru my AmEx Edge into gift cards which then in turn gets pushed into ATO / strata / Service NSW / insert anything here. If I am entitled to push $250 x 5 into ATO via AmEx Edge, but I only push thru $250 x 3, then I would be...

I went to a Coles in north west Sydney, but already pretty much fringe / rural, bought 5 cards, 1 could not be activated, so I had to get another one. Went to another Coles also semi-rural, bought 5, 3 could not be activated. Never seen this before.

I used to, but kinda stopped. These are classified as prepaid, so Sniip charge 0.85%. Problem is, Sniip is now blocking these for strata fees, so I am now pushing these via Yak at a higher rate of 0.85% + GST = 0.935% in total.

Seems more like hourly? Other than between 12:00 and 14:00? See Anytrip. Busways Port Macquarie does not accept Opal regardless CountryLink or local service; but they take NFC card payments.

Don't think it's that interesting. My Suncorp Clear Options Platinum Credit Card also had CRD linked to the credit card account run by Citi, but the SAV linked to Everyday Options Account. I think Westpac and CBA are also able to do this.

Yes. NAB credit card has CRD option linked to my credit card account, earn points and etc, it also has SAV option which is linked to my migrated Citi Plus account. In this case, if I were to get a refund, I could press the SAV button on the EFTPOS terminal. You won't be able to do that unless...

Card issuers get more money (merchant service fee) when the payment is routed via schemes (Visa MasterCard), whereas they basically get nothing when routed via EFTPOS network. From this point of view, $1 extra for an EFTPOS card makes sense. Of course, their profit margin would be based on many...

Right, I can see it now. Thank you. This means I have to pay full price thou, instead of 4% off from NRMA. Nah

Is this only available to selected customers? I am only seeing 1 point per $1 spend.

Not only a good churn, I have a what Citi called 'check to self', paid 2% fee, got a cheque and chucked it into my home loan offset for 1 year. Final hurrah. Yeah, just seems silly if this card ends up with a lifespan of 2 months.

Not a lost card replacement, but this is the bulk migration of Suncorp credit cards. I received an e-mail over a month ago saying we must destroy our Suncorp branded cards as Suncorp has now cut tie with NAB, but now this card doesn't even appear as a card from the new NAB lending platform.

I have just received a new MyCard, which is supposed to replace my Suncorp card; but the card is only new in the graphic artwork, the card number, expiry date, even the CVV, are all exactly the same, it's still a Citi card. I would have thought that they would want to move my account over to...

You smart, me dumb. I was offered this, but I thought 'Diners, useless, nah'. I was so wrong obviously. This was the lesson which taught me, when it's too good to be true, take it; and always be objective, think with numbers, not emotions.

No. From: Citi Rewards and Citi Qantas Rewards Program Terms and Conditions Effective 20 January 2025 Citi Premier Credit Card Citi Prestige Credit Card Link Page 12 Premier = 200k points max

That's why I don't like apps, I like web sites. 😁 Macquarie is good, high interest, no forex fee, no fee any fee, have PC access not app only. As long as you don't mind the card not having EFTPOS network.