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don't they just all pool to your "personal" account? That's what my US Amex does. They all pool to the same account esp. since the Amex business cards are personal rather than company liability. What's the case with AU AMEX?

I think the days of card issuers handing out new cards like they were lollies is over. Regulation has killed it. I’ve got an Amex charge card and a backup MC which took 4 weeks to increase the limit (original card last year took <1 day to approve via paper application in branch last year). I...

Might be worth getting an AU card first if you don’t already have one then apply for one in the country you’re planning to live in via Amex Glibal Transfer program. It uses your Amex AU credit history to assess you for one abroad. You’ll likely need to provide an address (yours or a local friend...

Yep. Using my US TextNow number. It works with Chase atm. I even get all their security texts. I was thinking of switching to Tello but thinking I might keep this one and my $US3/month tightarse T-mobile plan.

I agree, I used ApplePay to make a purchase to OW (admittedly for $A2k to get started on the SUB spend but it got declined and all my Chase accounts frozen. Glad the banker from the branch remembered me so reactivated everything without me having to go into the branch. I’ve been using the...

Excellent. What’s the optimum time I wonder if you’re not at 5/24. I’m hoping I’m not yet tho have gotten some Amex business cards lately. I know business cards traditionally don’t count but that has sort of changed recently.

How long did you wait after getting the CSPto apply for the Ink? Did they want an SSN or ITIN was sufficient?

Seems like it. Thanks for the heads up. I’ll look at other options then. Will not having a ‘business’ relationship make it any harder to get an Ink card and how long should I leave it from when I’ve started using my CSP which is effectively now?

Just tried to set up a Chase business Checking account to try to qualify for the $500 bonus and in a few months, trying to get the Ink Cards. It's refused to proceed as I don't have an SSN. I have ITIN. Does anyone have any DPs on this? I'll need to forgo it otherwise. Will this be an issue when...

Amex would need to reduce its merchant fee significantly which would mean there would be no more MR points for us as that’s what funds the ‘rewards’ points.

FWIW I have the Green. It's bonus categories currently work in AU m& I transfer my AU MR once a year. Shame the AUD is falling like a stone! I have Marriott Brilliant and depending on where you travel, the boost to Platinum Status won't make a difference - I went to Japan and stayed at a St...

Thanks prozac. Looks like similar rules about moving up and down the chain as for AMEX also apply to C1. Having said that, there's only so many reward programs one can follow unless one has limitless spending (I'm not there by any means) to "feed" all the cards. I think I'll bid my time with...

Yeah, my first Chase. I'm trying to get into the Chase UR ecosystem. I'll look to get an Ink card in the next year or so. I can't get the C1 cards (or maybe I keep trying for the wrong one - I'm trying for the Venture) and either can't satisfy the US government issued ID requirement or I'm...

Just circling back on this. My Chase bonus has been credited. I made a deposit via Revolut tagged "Payroll" which seemed to work. I'm keen to try out Wise. They appear to have blocked me as I can't set up an account and support hasn't been much help. Any experiences on this forum with Wise and...

I've had the US HSBC account for ages. I'm Premier in AU so I could open that one up (and I did it before HSBC jettisoned their US operation) and they haven't charged me that I've noticed. I think for as long as HSBC AU is a "thing", I'd just keep using the $A9K/month workaround. I think over...

I've just received my physical CSP. I'm going to try to use it for some retail purchases tomorrow before making a larger purchase. I've also received 2 letters which appeared to have been generated during the application vetting process asking for various things including proof of address (they...

re the bonus for Checking account, I got mine from Citi and I paid into that account from Revolut. Transferring from my Amex US Checking account didn't qualify for the bonus with Chase, they need it to be an income payment. I've tagged a deposit I've made as "Salary" via revolut. Hopefully that...

It’s a feature of the Amex platinum card - it has its own T&C as referred to up thread but it’s very useful if the merchant won’t take it back. You still will be out of pocket the excess but it’s much better than the whole item. I hope you bought it on this card. I don’t think another card...

I’m biased but it’s a cost of doing business just like every other cost. Merchants just get a free kick to add it on. I’m sure there are heaps of advantages over handling cash and banking the proceeds including the security risks. It’s wrong to demonize the cost of this business expense the way...

sorry to labour the point - so it was to a specific biller on Sniip rather than having blocked Sniip?