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Thanks @sudoer, I've also sent a message to my provider to get clear on how they handle this given they've refused delivery by courier once before and their website states they receive delivery of packages and mail. Amex chat on my app stated this morning I can wait 48-72 hours before...

I concur with @sudoer, though I've had a HSBC AU account for ages, the process of getting a US account was very simple to get a US account. I do have a question which I'm hoping there's a DP for. I upgraded my Personal Green to Platinum. I'm expecting they will deliver it to me by courier and...

I think it's this entry which is the issue: I had to "move" when mine was identified by C1 as such. My new one is fine though they insist on US government issued ID before they will issue me a card. They even went so far as to approve me then deny me when I couldn't provide this item. My AU...

Most purchases in IT were dining. I was nervous about using it for a €700 dining charge in IT and it went through. I can’t recall what I bought in MY but used my Citi card for most charges. Most of the charges were for Grab rides (they’re very cheap in $A compared to uber in AU or even grab in...

With your US charges, I'm guessing they're online and over the phone or are they "in person" in the US?

I've had my card since January. Made my application in branch and got approved after I returned to AU. Aside from web-based charges (I think they've only been a couple), all other charges have been in AU, Italy, Malaysia so far. Guessing there will be some questions asked about why that is the...

I tried to use my CSP in Singapore earlier this week and it was declined and account suspended for suspected fraud. Just spoke with Chase and they asked to call before 6pm US ET. I'll try to call again this evening (after 8am US ET as I tried to call last night). I'll try again tonight (I was...

I just saw this video. Whilst I don’t think we should all take ourselves in hand and head for the hills, I think Chase is just as prone as C1 and others to shut down accounts with no explanation. The video includes some behaviours which we as customers think are innocent enough but Chase’s...

ok thanks for the heads up. I was hoping for an upgrade offer as I don’t want to trigger FR given that declared income last year with my property settlement was much higher than it will be now. I’m assuming a NLL application would be a new application. If I’m disclosing reduced income (I don’t...

I do my own travel arrangements as exclusively travel on points (though I’m sure the ‘reforms’ will out paid to that) so I haven’t got much out of it except the line of credit. Guess the extra ‘marginal’ points earn has helped though the recent devaluation (and likely further devaluation) has...

Aren’t FPOs installment payments with ‘no Interest’ for 12 months but an upfront fee which the call center operators minimized as ‘zero interest’? They’ve been slowly increasing the up front fee on these after Citi used it to fatten up their credit card book during the sales process? The upfront...

I used the numbers I could see at the time I made my post. It was late evening where I am in Europe. I think the Visa debit rate will be different again as is stated. I think the Revolut rate is ‘dynamic’ whereas the Visa rate is set daily.

I'm considering the Plat via upgrade from my Green. They're offering me 125K MR points SUB for $895 AF. That works out to approx $A0.01 per point - that's "OK" though since points earning from AU cards will soon be gone. Does the US Plat card have any features/credits I might not have seen the...

Out of curiosity, just testing it now. I'm testing a payment of $US100. The exchange rate proposed by HSBC Global View is: 1AUD = USD 0.6457465 on Revolut, it is 0.65733 on IRESS which is my trading platform, it is 0.6591 I see IRESS as the "true" interbank rate; Revolut as pretty close to...

FWIW I think Revolut (I’m assuming Wise too) is the only one close to spot. I haven’t checked HSBC but might have a look next time. Would make life a hell of a lot easier. Going via Revolut adds more unnecessary complexity.

Thanks @_TheTraveller_ , I think I'll hang five on this "strategy" and enjoy my trip. My CSP is my main daily driver. I'd hate to lose it due to chasing more SUBs which are nice but small in the grand scheme of things.

Just logged into the Chase app - am currently in Italy, they've offered me an Ink Unlimited. I'm wondering whether I complete the SUB spend then when the points post (apparently, they're cash back but posts at UR points but has 3% FCC). Might then asking to convert the Ink Unlimited to one of...

Thanks for the heads up. They refer to the CBR as a "pay in full" card - thought that was the alternate term for a "charge" card (no preset limit is Amex's terminology). https://creditcards.chase.com/business-credit-cards/sapphire/reserve?iCELL=61FY&list=38%2C69%2C72 I can see the same "pay in...

Thank you - I'll give it some thought before applying I think. Shame I can't get the business checking account but can live with that if I can get the business CC. I'm especially keen on the non-AMEX charge card aspect as I believe aside from the CIBP, the Chase Business Reserve is a charge card...

I'm thinking of applying for a Chase business card (like one of the Inks or the Reserve (I've already had the ABP so won't get the SUB again). I recently tried to open a business checking account and it refused to let me progress as I didn't have an SSN, only an ITIN - I was welcome to go to a...