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Sorry to ask what might be an obvious question: Why go for HSBC Elite at $495 AF aside from being at the start of the US CC journey? The Premier looks just as "good" unless giving AMEX a miss for the 5X on travel. If you have the Premier already, do you get another bite at the points "cherry" by...

I think that's exactly it - if they quote a certain amount of time, they just sit on it at the SYD then get it to you - though those shipping options look alot cheaper than mine including PE mail. Anytime also refuse deliveries from Couriers like my newly minted Amex Platinum and my Citi ATM...

My son left his shoes with his orthotics in the Changi J lounge. Not heard a peep despite the flight crew saying they would inform the lounge. Not even a response to the email to SATs as apparently, they handle all this stuff for SQ. It’s been several weeks.

Thought that’s been the case for a long time. There aren’t any saver awards. Ponying up for ‘Advantage’ means you are likely to get the redemption. I’ve never found saver - assuming SQ put through a price rise with Advantage but still hold out the slim prospect of ‘saver’ fares so it’s not...

Re the FX spread, most people generally use Wise or Revolut where the spread is maybe 20 pips. That makes it worth the effort though it is a ‘hobby’ for many of us on AFF so there is that X factor which the raw numbers can’t take into account. @Duffa what service are you using for your FX? 1%...

These rates are currently working IME though guessing that’s subject to change. In which case 1x at the current exchange rate of approx. 0.65c would only be competitive against AU bank issued cards.

I haven’t looked at the Atmos card closely. Is there any gotchas like a foreign transaction fee? Who is the issuing bank, how hard is it to get one and do they get precious if mostly all the transactions are outside the US? Sounds very interesting otherwise.

Let's hope there aren't too many AU to US transfers compared to others so they don't stand out like a sore thumb or someone at Amex might be liable to "complain" and Amex US putting a stop to it and closing down this valuable route we have now AU MR are being devalued so much with more likely to...

That's one of the risks of this strategy - there's both an FX spread on the card and on the method you choose to pay your card bill to top up your US bank account. If you’re lucky, it won’t be very much and this is a winning strategy … at least until it’s shut down like earning on AU cards will...

I got Citi ages ago. I don't know the DP is valid now. At the time, you needed to hold a checking account & apply under a program they had for non US residents. They’ve since discontinued that program. I suspect from reading this thread that Citi might be notionally easier to deal with than...

Yep, that’s been my experience. Including Aldi.

I got through to the banker at the branch who got it unlocked. I did receive emails during the assessment process wanting residency proof similar to C1 which I ignored after my CSP got approved. This makes me reluctant to apply for an Ink. Don’t want to put my CSP and associated points at risk...

I'm using a combination: CSP which is 3.3x on dining (with 10% annual bonus); US Citi Strata Premier which is 3x on Supermarkets & 3x on hotel stays including dining within hotels AMEX Plat with 5X for airlines including on the Qantas marketplace includes Woolies gift cards - this one is a bit...

Thanks for the heads up re Br website. My browsers (Edge and Chrome) didn't convert to English which was annoying. Getting clear the points transfer at 1:1. What's the earn rate? Guessing it's 1 point/USD - will be pleasantly surprised if there are bonus categories. I have my brokerage assets...

Let's not forget Patek Philipe (if that's how you spell it). It's a sponsor of all SQ IFE Movies that I've seen. Can't wait to see what generous offer they'll have there (guess by the same token, we're talking about brands that don't officially ever discount so why start with Amex customers -...

I got excited when I saw yours until …. I saw it was Breitling. I can see a less amazing deal with Tag Heuer too. I haven’t worn a traditional watch for years since my first Apple Watch. Don’t think I’ll start now.

The "reforms" will take care of that ... including our rewards points. That's all coming in July I believe.

Looks interesting & it’s a Visa so better acceptance. Doesn't allow me to click on the "points" panel. Does anyone know what the rewards are for this card? High cash threshold though. I don’t have that kind of $$ in my US accounts - just enough for my CC bills.

Just looping back on this one. As expected, delivery was rejected at my US postal service. I've called and arranged for a new card to be delivered to me in AU which should be in over a week - supposedly by courier but I'm not looking a gift horse in the mouth. They've added my AU address as a...

Re taxes/ATO only pay what you owe as there is a high risk they will retain the funds until you have sufficient liability to offset the payment. I suspect someone got tired of refunding taxes that weren’t owed to taxpayers who were repeatedly mistakenly over paying to earn their SUBs or points.