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    Superannuation Discussion + market volatility

    They still are. I think that when people become or are just a little over the $3m will withdraw (if only to avoid compliance/valuation costs)...buy lifestyle assets, home improvements or home upgrade et c. But don't sell those CBA shares you bought for $25 Super is not an investment, it's a...
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    Bangkok on BW Film April 2025

    Your photos seem to have so much more depth, making usual photos seem quite 2D (even though I'm looking at them on a phone)
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    Solar Panel, Power & Battery Discussion

    Did you do an est. solar without batteries?
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    Luxury Hotel Bed Sheets

    It's been over 20 years so might be different now (used to be made in Au) but Actil were/are great if you like thick white cotton sheets.
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    AFF Member Stock Discussion

    Pied-a-terre in Rome? Or a second-hand caravan 😁
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    Credit Card Offers HSBC Star Alliance Credit Card: Fast-Track to Star Alliance Gold Status

    Thanks, checked aircanada, lots of ways, my next VA flight I'll put in my Aeroplan number instead of Velocity and see if that generates Aeroplan points. (US amex... too complicated)
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    Credit Card Offers HSBC Star Alliance Credit Card: Fast-Track to Star Alliance Gold Status

    Ah. So what I wrote in post 1108 ..."My "cunning plan" to max the expiry date of the Aeroplan points is to leave some (min 1000) points in SA then convert them to Aeroplan points in 14 months" won't work and no way around it.
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    Credit Card Offers HSBC Star Alliance Credit Card: Fast-Track to Star Alliance Gold Status

    That's not what I expected at all! And not want I want. Any way to prevent that?
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    2025 F1 Thread

    "Japanese GP, I can't watch that without falling asleep" Love it.
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    Who else still holds the Citibank Free For Life Premier Card?

    Good pickup. I'm glad these are Allianz "plain language" contracts Plain Language Contracts launches with certification for Allianz Partners, Youi - Insurance News - insuranceNEWS.com.au
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    Who else still holds the Citibank Free For Life Premier Card?

    I did consider that definition, i.e. "return" meaning coming back rather than the common airline usage of both ways, but still thought that Citi's definition to include the "and" in their definition..."ticket departing from and returning" (as distinct from "a return ticket") precluded or may...
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    Who else still holds the Citibank Free For Life Premier Card?

    What you were advised verbally certainly makes practical sense. But it's not their definition, which is in the singular. Hopefully the assessor would also be practical and not use their literal definition as stated. As you say, would be nice in writing.
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    Who else still holds the Citibank Free For Life Premier Card?

    Good reminder, if you activate Citi ins by the $500 spend then you still need a return overseas ticket. Not 2 x one way. But surely having a return au-singapore ticket then complies, regardless of how/where you travel after. Citi Definitions: return overseas travel ticket - means an air or...
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    Who else still holds the Citibank Free For Life Premier Card?

    Actually just last week I tried to do a spreadsheet comparing the costs and benefits of my 4 free travel insurance cards (Citi, Macquarie, Westpac, ANZ) No clear winner to every situation, and can't assess the most important...ease of successful claiming. Perhaps someone has experience? So for...
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    AFF Member Stock Discussion

    Bought MVF. Missed out on getting 3 Lady Gaga, Grr
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    The BYO Wine Restaurant Thread

    Tago-an at the Rocks sounds interesting. Reviews consistently 5* for the food and 1* for service ("owner screamed at us"😆) Faulty Towers comes to Sydney? Added to my to do list!
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    Fiji and money

    Likewise signed up for Westpac Global Wallet, never used it. Cancelled.
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    AFF Member Stock Discussion

    Anyone looking at Monash ivf MVF ? Down 36% yesterday = -$150m . Not logical wrt liability cost, so clearly market concern...what will the impact on revenue/profit be (medium term)? 1H25 earnings results up 10% EBITDA $35m ("underlying", so excludes eg litigation 😆) I.e. what's their...
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    Fiji and money

    Reviving thread, as there were no answers do you have any tips? I'll be on a boat for most of the time but seems like still need cash, even for a taxi? I was thinking of using an ANZ or Westpac card at the airport atms, or Macquarie anywhere else.
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    AFF Member Stock Discussion

    So still much lower than what they put on Australia (with a FTA) wine. Where are the adults.
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